The story of this market
The typical home in Monroe County, New York sells for about $289,900, or $165 per square foot.
Prices are up +8.34% from a year ago, so sellers still have some momentum. Homes take about 29 days to sell, which is fast. Over the long run, values in this county have grown 153% since 2000. Last year 129 of 154 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,416 a month.
HUD sets the fair market rent for a 2-bedroom at $1,416 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
+5.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2011 (-0.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.5%
NY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,706
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+5.8%
2025 change
FHFA repeat-sales index, median of 154 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
12
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $141,043,824.
Mortgage activity
Home lending in this county
80.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 29186 | 17179 | 80.8% | 4.8% | $140,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Monroe County, New York
Monroe County's housing market shows steady price appreciation with a median listing price of $289,900. Inventory remains constrained, contributing to competitive conditions for buyers despite a slight increase in active listings year-over-year.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 21 cities · 42 ZIP reports
Median prices moved up 5.0% year over year.
Homes spend a median of 19 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 29.96% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 12.0% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 42 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 17
researched Sep 18
researched Sep 19
researched Sep 20
researched Sep 20
researched Sep 19
researched Sep 16
| 14420 | Clarkson | $287,449 | $165 | 0% | 30 | 100% | — | — | 66 | $1,066 | researched Sep 16 |
| 14428 | Riga | $345,000 | $165 | -1.5% | 10 | 101.5% | 12% | 2.1 | 28 | $1,126 | researched Sep 16 |
| 14445 | East Rochester | $169,900 | $175 | +4.6% | 32 | — | — | — | 1,140 | $1,151 | researched Sep 16 |
| 14450 | Fairport | $355,000 | $218 | 0% | 23 | 103% | — | — | 125 | $1,353 | researched Sep 17 |
| 14467 | Henrietta | $291,500 | $185 | +4.1% | 22 | 101.2% | 12% | 2.1 | 35 | $1,175 | researched Sep 18 |
| 14468 | Parma | $317,500 | $202 | +7.6% | 10 | 100% | — | 1 | 65 | $1,300 | researched Sep 19 |
| 14470 | Holley | $270,000 | $171 | +3.8% | 8 | 119.1% | 10% | 1.5 | 761 | $846 | researched Sep 20 |
| 14472 | Mendon | $330,100 | $135 | +9.4% | 10 | — | — | — | 192 | $1,157 | researched Sep 20 |
| 14502 | Macedon | $300,000 | $175 | +4.6% | 32 | — | — | 0.3 | 1,475 | $1,003 | researched Sep 19 |
| 14506 | Mendon | $513,000 | $263 | +19% | 61 | — | — | — | 16 | $1,625 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (New York) — Income-Based Assessment for Affordable Rental Housing: The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs. State (New York) — Real Property Tax Assessment: Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions.
- Seabreeze Amusement Park4.610.8 mi
- Dave & Buster's Rochester4.214.9 mi
- Central Rock Gym - Rochester4.812 mi
- Clubhouse Fun Center4.514.7 mi
- Ontario Play & Cafe4.614.1 mi
- Finger Lakes Gaming and Racetrack429.7 mi
- Blue Cross Arena4.311.3 mi
- Tim Hortons Iceplex4.314.7 mi
- ESL Ballpark4.610.7 mi
- Kodak Center4.58.2 mi
- The Strong National Museum of Play4.811.6 mi
- Cinemark Tinseltown Rochester and IMAX4.69.9 mi
- Seneca Park Zoo4.58.2 mi
- Seabreeze Amusement Park4.610.8 mi
- Ontario Beach Park4.57.2 mi
- The Strong National Museum of Play4.811.6 mi
- George Eastman Museum4.712.3 mi
- RMSC (Rochester Museum & Science Center)4.612.1 mi
- Genesee Country Village & Museum4.821.1 mi
- Memorial Art Gallery4.811.8 mi
- Ontario Beach Park4.57.2 mi
- Hamlin Beach State Park4.511.7 mi
- Genesee Valley Park4.512.6 mi
- Highland Park4.812.8 mi
- Cobbs Hill Park4.713.1 mi
- Arrowhead Golf Course & Marina4.48.7 mi
- Rochester Yacht Club4.77.3 mi
- Port of Rochester Marina4.67.2 mi
- Westpoint Marina at Braddock Bay - Rochester NY4.42.5 mi
- Captain's Cove Motel & Marina4.522.9 mi
- Shadow Lake Golf and Restaurant4.516.5 mi
- Oak Hill Country Club4.816 mi
- Eagle Vale Golf Club4.119.1 mi
- Deerfield Golf & Country Club4.76.3 mi
- Big Oak Driving Range & Golf Shop Inc4.717.2 mi
- The Mall at Greece Ridge Center4.26.1 mi
- City of Rochester Public Market4.711.4 mi
- Wickham Farms4.518.3 mi
- Schutt's Apple Mill4.916.3 mi
- Kohl's4.214.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts and ACS tables.
applies when — Applies to residential rental property where at least 20% of units are subject to an agreement restricting occupancy to income-qualified tenants.
The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs.
N.Y. Real Property Tax Law Section 581-A
New York is a judicial foreclosure state, meaning the lender must file a lawsuit in court to foreclose on a property. The process typically takes approximately one year from the start of the case to the sale of the home.
New York Real Property Actions and Proceedings Law
applies when — Applies to the sale of residential real property (up to four units).
Sellers are required to provide a Property Condition Disclosure Statement to the buyer. Failure to provide the statement may result in a credit of $500 to the buyer at closing. Knowingly false or incomplete statements may subject the seller to legal claims.
New York Real Property Law Article 14, Section 462
Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions. Owners of one, two, or three-family owner-occupied residential property have the right to Small Claims Assessment Review (SCAR) to challenge assessments.
New York Real Property Tax Law Article 3 and 7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.