The story of this market
The typical home in Harrison County, Mississippi sells for about $275,000, or $158 per square foot.
Prices are up +6.8% from a year ago, so sellers still have some momentum. Homes take about 77 days to sell, which is slow. Over the long run, values in this county have grown 64% since 2000. Last year 25 of 52 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,185 a month.
HUD sets the fair market rent for a 2-bedroom at $1,185 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2006 (+20.7%). Worst: 2010 (-7.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MS · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,525
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 52 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
68
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $154,644,750.
Mortgage activity
Home lending in this county
75.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 7803 | 4068 | 75.1% | 8.2% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Harrison County, Mississippi
Harrison County's housing market displays moderate year-over-year price growth supported by affordable baseline valuations relative to national averages and stable military/hospitality employment. Days on market have normalized toward balanced levels as active inventory broadens. Buyers face upward pressure from wind and flood insurance underwriting, keeping transaction pace measured across lower-elevation coastal tracts.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 6 cities · 16 ZIP reports
Median prices moved up 2.2% year over year.
Homes spend a median of 62 days on market with 1.0 months of supply — a fast-moving market.
4% of listings have cut prices · homes sell at 26.6% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 16.8% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 16 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Harrison County, Mississippi — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 26
researched Sep 26
researched Sep 27
researched Sep 27
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 39501 | Gulfport | $115,539 | $126 | +1% | 69 | — | 20.9% | 1.4 | 209 | $984 | researched Sep 26 |
| 39502 | Gulfport | $250,000 | $145 | +3.3% | 68 | — | — | 1.4 | 1,112 | $1,250 | researched Sep 26 |
| 39503 | — | $196,725 | $135 | -0.4% | 42 | 97.4% | 27% | 4.4 | 405 | $1,140 | researched Sep 27 |
| 39505 | — | $250,000 | $135 | +11% | 73 | 98% | 20.9% | 1.4 | 961 | $1,086 | researched Sep 27 |
| 39506 | Gulfport | $216,000 | $135 | +11% | 53 | 97.4% | 27% | 4.4 | 405 | $923 | researched Sep 26 |
| 39507 | Gulfport | $250,000 | $167 | +3.3% | 69 | 97% | 21% | 3.7 | 247 | $1,225 | researched Sep 26 |
| 39530 | Biloxi | $275,500 | $145 | +3.5% | 68 | 97.4% | 27% | 4.4 | 405 | $834 | researched Sep 26 |
| 39531 | Biloxi | $206,071 | $135 | +2% | 42 | 97.4% | 27% | 4.4 | 405 | $1,097 | researched Sep 26 |
| 39532 | Biloxi | $262,450 | $163 | +6% | 14 | 99% | — | — | 250 | $1,194 | researched Sep 26 |
| 39533 | Biloxi | $260,000 | $167 | +3.5% | 69 | 97% | 21% | 1.4 | 2,027 | $1,405 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Violent crime rates across Harrison County align closely with Mississippi coastal metro averages, though property crime and larceny rates are elevated in high-density casino and tourism districts along Biloxi and Gulfport. Suburban and northern rural sections report markedly lower crime rates than central urban corridors.
Public school quality is anchored by Pass Christian Public School District and Long Beach School District, both consistently achieving 'A' ratings on the Mississippi state accountability framework. Harrison County School District and Biloxi Public Schools maintain solid 'B' to 'A' performance, though individual neighborhood school metrics vary.
High vulnerability to tropical cyclones, storm surge, and coastal flooding necessitates mandatory flood insurance and elevated construction in FEMA Special Flood Hazard Areas along the Mississippi Sound and Bay of Biloxi. Windstorm and hazard insurance premiums have escalated significantly across coastal tier-one zones.
Economic expansion is driven by the Keesler Air Force Base, the Naval Construction Battalion Center, commercial shipbuilding, and the gaming/hospitality sector. Infrastructure momentum centers on Gulfport harbor expansions, medical center developments, and residential subdivisions expanding north along Highway 49 and Interstate 10.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
Harrison County's economy is underpinned by defense, military logistics, healthcare, casino gaming, and maritime trade. Major stabilization anchors include Keesler Air Force Base, Gulfport Memorial Hospital, and the state's deepwater port terminal.
East-west connectivity is anchored by Interstate 10 and US Highway 90 along the coast, with US Highway 49 serving as the primary commercial north-south artery. Coast Transit Authority (CTA) provides local fixed-route and paratransit bus operations across the coastal cities.
The Harrison County Tax Assessor determines fair market value reassessed on a recurring appraisal cycle, applying Mississippi statutory assessment ratios of 10% for Class I primary residential real property and 15% for Class II real property.
Properties in the county may be subject to Mississippi Coast Coliseum and Convention Center millage, levee or drainage district maintenance taxes, and specific municipal service districts depending on incorporation boundaries.
Property insurance remains a central consideration due to tiered coastal hurricane exposure. Homeowners frequently require coverage via the Mississippi Windstorm Underwriting Association (MWUA / wind pool) and the National Flood Insurance Program (NFIP), driving carrying costs higher in coastal flood zones.
- Gulf Islands Waterpark4.36.2 mi
- Margaritaville Resort Biloxi4.29.7 mi
- Big Play Entertainment Center4.44.9 mi
- Paradise Pier Fun Park4.59.7 mi
- Ocean Adventures Marine Park4.60.8 mi
- Mississippi Coast Coliseum and Convention Center4.43.7 mi
- The Shed Barbeque & Blues Joint4.517.9 mi
- Golden Corral Buffet & Grill45.4 mi
- Sully's4.56.5 mi
- Gulfport Dragway Inc4.66.6 mi
- Mississippi Aquarium4.26 mi
- Gulf Islands Waterpark4.36.2 mi
- Margaritaville Resort Biloxi4.29.7 mi
- Biloxi Beach4.57.5 mi
- Big Play Entertainment Center4.44.9 mi
- Lynn Meadows Discovery Center4.83.6 mi
- Biloxi Lighthouse4.67.4 mi
- TrainTastic! Train Museum formerly: Mississippi Coast Model Railroad Museum4.84 mi
- Beauvoir4.63.9 mi
- Institute For Marine Mammal Studies4.60.8 mi
- Gulf Islands Waterpark4.36.2 mi
- Davis Bayou Campground4.513.4 mi
- Gulfport Beach, MS4.46 mi
- Jones Park4.76.2 mi
- Centennial Plaza Resort4.44.3 mi
- Little River Marina & RV Park and Old Black Water Restaurant4.427.9 mi
- Ocean Springs Yacht Club4.410.6 mi
- Majestic Oaks RV Resort4.44.9 mi
- Outdoor Recreation & Marina, Bldg 67264.55.7 mi
- Gulfport Municipal Marina4.76.1 mi
- Grand Bear Golf Club4.75.9 mi
- The Oaks Golf Club4.414.3 mi
- Fallen Oak Golf4.916.6 mi
- The Preserve Golf Club4.918 mi
- Sunkist Country Club4.22.2 mi
- Gulfport Premium Outlets4.44.8 mi
- Edgewater Mall4.33.2 mi
- Rouses Market4.52.2 mi
- Keesler Base Exchange4.56.7 mi
- T.J. Maxx4.34.3 mi
- Gulfport-Biloxi International Airport4.43.5 mi
- VA Hospital4.54.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
26 miles of continuous man-made white-sand shoreline along Highway 90 facing the Mississippi Sound.
Major concentration of waterfront gaming, dining, live entertainment, and luxury resort facilities.
A 250-acre multi-sport tournament and recreation destination serving youth and adult regional leagues.
Excursion passenger ferries operating out of Gulfport to barrier islands and historic Fort Massachusetts.
Retrieved from Census QuickFacts and Decennial/ACS Census profiles for Harrison County FIPS 28047.
applies when — Default on a mortgage or deed of trust containing a power-of-sale clause
Allows for foreclosure without court intervention; requires publication of notice of the foreclosure sale in a newspaper in the county where the property is located.
Standard practice under Mississippi law for deeds of trust.
Formula: (True Value × Assessment Ratio) × Millage Rate = Taxes. Class I (single-family owner-occupied) is assessed at a 10% ratio. Homestead exemptions for homeowners over 65 or disabled provide an exemption on the first $7,500 of assessed value.
Governed by Miss. Code Ann. Sections 27-35-1 through 27-35-167; assessments updated at least every four years.
applies when — Transfer of residential real property by a seller
Requires the transferor to provide a written disclosure statement regarding the condition of the property to the transferee, subject to specific statutory exemptions.
Governed by Miss. Code Ann. Sections 89-1-501 through 89-1-523; amended by HB 1271 (2024).
applies when — Parcels located within a district created by petition of property owners
Imposes additional assessments on parcels falling under the purview of homeowners' associations or improvement districts.
Miss. Code Ann. Section 21-33-561.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.