The story of this market
The typical home in ZIP 39535 sells for about $260,000, or $167 per square foot.
Prices are up +3.5% from a year ago, so sellers still have some momentum. Homes take about 69 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 39535 — Biloxi
The Gulfport housing market is currently balanced, with a median sale price of $260,000 and a moderate supply of inventory. Market activity is driven by steady demand from local employment sectors, though buyers maintain some leverage due to the current months of supply. Prices have seen a modest year-over-year increase, reflecting a stable but measured growth environment.
This area is well-suited for families and local workers seeking a balance between affordability and coastal access. It also attracts investors looking for rental opportunities due to the consistent demand from the military and tourism sectors.
Median prices moved up 3.5% year over year.
Homes spend a median of 69 days on market with 3.7 months of supply — a balanced-paced market.
21% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 39535, Harrison County MS
Crime rates in the Gulfport area are generally higher than the national average, with property crime being the most frequently reported issue. Local law enforcement continues to focus on community-based policing to address these regional trends.
Schools serving the area are part of the Gulfport School District, which maintains a mix of ratings across its elementary and secondary campuses. Performance varies by specific school, with ongoing efforts to improve student outcomes and facility resources.
The area faces significant exposure to hurricane and tropical storm risks, necessitating robust windstorm and flood insurance coverage. Property owners are often required to maintain flood insurance due to the proximity to the Gulf Coast.
Economic momentum is driven by the gaming, tourism, and maritime industries, alongside significant military presence at nearby installations. Infrastructure projects continue to focus on coastal resilience and expanding commercial capacity in the Gulfport-Biloxi corridor.
Property taxes are assessed at the county level by the Harrison County Tax Assessor, with rates determined by local millage levies. Homestead exemptions are available for primary residences, and commercial properties are subject to standard state-level business tax structures.
Residents primarily rely on personal vehicles for commuting, with major access provided by U.S. Highway 49 and Interstate 10. Transit options are limited, making the drive to employment hubs in downtown Gulfport or Biloxi the standard for most workers.
The area offers access to Gulf Coast beaches, local parks, and various golf courses within a short drive. Shopping and dining are concentrated along the Highway 49 corridor and near the waterfront.
The rental market is characterized by steady demand driven by the local workforce and military personnel. Vacancy rates remain moderate, with a mix of long-term residential rentals and some short-term vacation properties near the coast.
The economy is anchored by the Port of Gulfport, the gaming industry, and the nearby Naval Construction Battalion Center. These sectors provide a stable employment base for the region.
The area is served by a network of state highways and is positioned near the I-10 corridor, facilitating regional logistics and commuting. Public transit is limited, with primary reliance on private vehicle infrastructure.
Development is focused on mixed-use projects near the waterfront and commercial expansion along the Highway 49 corridor. Several residential subdivisions are in various stages of approval to meet housing demand.
The Harrison County Tax Assessor manages property valuations, utilizing a mass appraisal system to determine annual tax liabilities based on market trends.
Parcels are subject to standard municipal and county tax levies, with specific assessments for school districts and local utility services.
Property insurance premiums are elevated due to the region's high-risk status for wind and flood damage. Market health is stable but sensitive to changes in national carrier participation.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major facility hosting regional baseball and softball tournaments.
A waterfront park offering walking paths and views of the Gulf.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.