The story of this market
The typical home in Kane County, Illinois sells for about $442,500, or $205 per square foot.
Prices are up +5.9% from a year ago, so sellers still have some momentum. Homes take about 31 days to sell. Over the long run, values in this county have grown 84% since 2000. Last year 78 of 101 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,011 a month.
HUD sets the fair market rent for a 2-bedroom at $2,011 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+13.4%). Worst: 2009 (-9.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,586
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4%
2025 change
FHFA repeat-sales index, median of 101 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
57
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $198,132,631.
Mortgage activity
Home lending in this county
81.6%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 24572 | 12619 | 78.4% | 5.2% | $210,000 |
| 2019 | 28583▲ | 15367▲ | 81.6%▲ | 6%▲ | $220,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kane County, Illinois
The Kane County housing market shows resilience with steady price appreciation and moderate inventory levels. While high property taxes remain a factor, strong demand in top-rated school districts continues to drive market activity.
1 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 20 cities · 32 ZIP reports
Median prices moved up 1.0% year over year.
Homes spend a median of 45 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 51.72% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 7.8% — a stable, low-distress profile.
Deterministic aggregate of 29 researched ZIP reports of 32 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Kane County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 16
researched Oct 16
researched Oct 16
researched Oct 17
researched Nov 8
researched Nov 8
researched Nov 8
researched Oct 16
researched Oct 16
researched Oct 16
| 60102 | Algonquin | $472,000 | $219 | — | 41 | — | — | — | 176 | — | researched Oct 16 |
| 60109 | Burlington | $320,000 | $165 | — | 55 | — | — | — | 212 | — | researched Oct 16 |
| 60110 | Carpentersville | $290,000 | $215 | +0.6% | 43 | 98.5% | 22% | 3.2 | 120 | $2,300 | researched Oct 16 |
| 60118 | Dundee (East Dundee / West Dundee) | $396,990 | $225 | +3.5% | 45 | 98.5% | 12% | 4.2 | 83 | $1,850 | researched Oct 17 |
| 60119 | Elburn | $520,000 | $217 | +26.9% | 49 | 99.7% | — | — | 17 | $3,207 | researched Nov 8 |
| 60120 | Elgin | $327,500 | $195 | +6.5% | 50 | 100.8% | — | 0.3 | 29 | — | researched Nov 8 |
| 60123 | Elgin | $309,908 | $190 | -0.8% | 27 | 101% | — | 0.3 | 42 | $1,850 | researched Nov 8 |
| 60124 | Elgin | $510,000 | $201 | +4.1% | 66 | — | — | — | 81 | $2,495 | researched Oct 16 |
| 60134 | Geneva | $640,100 | $215 | -7% | 45 | 98.5% | 15% | 3.2 | 100 | $2,100 | researched Oct 16 |
| 60136 | Gilberts | $433,500 | $181 | +27.7% | 34 | 98.5% | 14.3% | 2.3 | 28 | $2,450 | researched Oct 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Kane County are generally lower than the national average, with suburban areas experiencing significantly lower violent crime rates compared to the nearby Chicago urban core.
The county is served by several highly-rated school districts, including those in St. Charles, Geneva, and Batavia, which consistently rank among the top in Illinois for academic performance.
The county faces moderate risks from severe thunderstorms and occasional flooding along the Fox River, with standard insurance coverage typically addressing these regional climate exposures.
Economic momentum is driven by a mix of manufacturing, healthcare, and logistics, with significant infrastructure investment focused on expanding transit corridors and mixed-use developments in the Fox River Valley.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
The economy is anchored by a diverse industrial base including manufacturing, healthcare, and professional services, with major employers like Fermilab and various regional medical centers.
The county is served by Metra commuter rail lines providing direct access to downtown Chicago, alongside major highway corridors including I-88 and I-90.
The Kane County Supervisor of Assessments oversees a mass appraisal system that updates property values annually based on market trends and physical inspections.
The county contains numerous special districts including forest preserve districts, library districts, and various fire protection and sanitary districts.
Property insurance premiums in the region are influenced by the risk of wind and hail damage, with market health remaining stable despite rising national reinsurance costs.
- Raging Waves4.220.1 mi
- Slick City Action Park4.713.4 mi
- Santa’s Village Amusement & Water Park4.510.2 mi
- Dave & Buster's Rosemont4.327.3 mi
- Activate Games4.924.5 mi
- Allstate Arena4.326.4 mi
- Donald E. Stephens Convention Center4.527.7 mi
- Topgolf Schaumburg4.418.5 mi
- Medieval Times Dinner & Tournament4.717.5 mi
- Topgolf Naperville4.415.9 mi
- Medieval Times Dinner & Tournament4.717.5 mi
- Sri Venkateswara Swami (Balaji) Temple4.813.8 mi
- AMC South Barrington 244.314.2 mi
- Slick City Action Park4.713.4 mi
- Santa’s Village Amusement & Water Park4.510.2 mi
- NOW Arena4.411.2 mi
- Volo Museum4.726.3 mi
- Cantigny Park4.815.6 mi
- DuPage Children's Museum4.419.5 mi
- Illinois Railway Museum4.717.9 mi
- Cantigny Park4.815.6 mi
- Olympic Park4.618.9 mi
- Bison's Bluff Nature Playground4.718.2 mi
- Lippold Park4.518 mi
- Blackwell Forest Preserve4.714.9 mi
- Topgolf Schaumburg4.418.5 mi
- Topgolf Naperville4.415.9 mi
- Villa Olivia4.19.5 mi
- Arrowhead Golf Club4.517.6 mi
- St. Andrews Golf and Country Club4.311 mi
- Woodfield Mall4.519.1 mi
- Chicago Premium Outlets4.514.5 mi
- Fox Valley Mall4.318.6 mi
- H Mart Naperville4.519.5 mi
- Chicago O'Hare International Airport425.3 mi
- Illinois Aviation Museum4.824.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A extensive trail system offering scenic views and connectivity between riverfront communities.
A world-renowned particle physics laboratory that serves as a major regional landmark and educational resource.
Hosts the annual county fair and various community events throughout the year.
Retrieved from data.census.gov
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.