The story of this market
The typical home in ZIP 60174 sells for about $452,000, or $243 per square foot.
Prices are up +8.4% from a year ago, so sellers still have some momentum. Homes take about 47 days to sell. HUD's fair market rent for a two-bedroom is $2,560 a month.
ZIP 60174 — St. Charles
The 60174 housing market remains a strong seller's market, characterized by low inventory and high demand. Median prices continue to appreciate, driven by the area's reputation for quality schools and suburban amenities. Most listings sell at or above the asking price, reflecting sustained buyer interest.
This ZIP is ideal for families seeking high-quality schools and a suburban lifestyle, as well as commuters who value access to both local employment hubs and regional transit connections.
Median prices moved up 8.4% year over year.
Homes spend a median of 47 days on market with 0.7 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 101.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 60174, Kane County IL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
St. Charles generally reports crime rates lower than the national average, with the area considered safe and family-oriented compared to larger regional urban centers.
The area is served by highly-rated public schools within St. Charles Community Unit School District 303, which is recognized for strong academic performance and extracurricular programs.
The region faces standard Midwestern climate risks, including potential for severe thunderstorms and occasional flooding near the Fox River; property insurance remains stable but reflects regional weather patterns.
St. Charles maintains steady economic momentum with a mix of retail, professional services, and light industrial sectors, supported by ongoing infrastructure improvements and downtown revitalization efforts.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
Residents typically commute via major corridors like IL-64 and IL-31, with access to Metra rail services in nearby Geneva or Elburn providing transit options toward the Chicago employment core.
The area features extensive recreational amenities including the Fox River trail system, numerous municipal parks, golf courses, and a vibrant downtown shopping and dining district.
The rental market is characterized by high demand and low vacancy pressure, with a mix of long-term residential rentals and limited short-term rental activity.
The local economy is anchored by a diverse mix of retail, healthcare, and professional services, with proximity to the broader Chicago-area industrial and corporate base.
Transportation is primarily auto-dependent, supported by state highways and proximity to Metra commuter rail lines in neighboring communities.
Development is focused on infill projects and maintaining the historic character of the downtown area while supporting residential growth.
The Kane County Assessor manages property valuations based on market trends and state-mandated assessment cycles.
Parcels are subject to levies from St. Charles Community Unit School District 303, Kane County, and local municipal service districts.
Property insurance markets are stable, though premiums are influenced by regional exposure to severe weather events.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
- Raging Waves4.217 mi
- Slick City Action Park4.79.2 mi
- Santa’s Village Amusement & Water Park4.512 mi
- Activate Games4.918.1 mi
- K1 Speed Addison4.313.1 mi
- Topgolf Schaumburg4.416 mi
- Medieval Times Dinner & Tournament4.715.2 mi
- Topgolf Naperville4.49.1 mi
- NOW Arena4.411.2 mi
- Cantigny Park4.88.6 mi
- Sri Venkateswara Swami (Balaji) Temple4.89.2 mi
- AMC South Barrington 244.312.9 mi
- Slick City Action Park4.79.2 mi
- Santa’s Village Amusement & Water Park4.512 mi
- Paramount Theatre4.811.3 mi
- NOW Arena4.411.2 mi
- Cantigny Park4.88.6 mi
- DuPage Children's Museum4.412.5 mi
- Blackberry Farm4.711.7 mi
- Two Brothers Roundhouse4.411 mi
- Cantigny Park4.88.6 mi
- Blackwell Forest Preserve4.77.9 mi
- Pottawatomie Park4.80.8 mi
- Herrick Lake Forest Preserve4.710.2 mi
- Elgin Sports Complex4.46.9 mi
- Topgolf Naperville4.49.1 mi
- Arrowhead Golf Club4.510.6 mi
- Villa Olivia4.17.6 mi
- St. Andrews Golf and Country Club4.34.8 mi
- Cantigny Golf4.79 mi
- Chicago Premium Outlets4.58.4 mi
- Fox Valley Mall4.312.1 mi
- H Mart Naperville4.512.5 mi
- International Fresh Market4.212.4 mi
- Goebbert's Farm - South Barrington4.312.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Extensive regional trail system for biking and walking.
Major municipal park featuring river access, golf, and entertainment.
Historic district with diverse retail and restaurant options.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.