The story of this market
The typical home in Kitsap County, Washington sells for about $597,115, or $325 per square foot.
Prices are roughly flat from a year ago (+0.31%), a market in balance. Homes take about 46 days to sell. Over the long run, values in this county have grown 244% since 2000. Last year 36 of 56 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,967 a month.
HUD sets the fair market rent for a 2-bedroom at $1,967 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+1.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+19.4%). Worst: 2009 (-10.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.2%
WA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,637
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.3%
2025 change
FHFA repeat-sales index, median of 56 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
71
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $158,259,509.
Mortgage activity
Home lending in this county
80.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 17940 | 9839 | 80.5% | 3.3% | $335,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kitsap County, Washington
The Kitsap County housing market shows signs of stabilization with a modest year-over-year price increase and a balanced inventory level. While demand remains supported by the stable defense-sector economy, buyers are increasingly sensitive to interest rates, leading to longer days on market compared to previous years.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 17 cities · 25 ZIP reports
Median prices moved down 0.1% year over year.
Homes spend a median of 7 days on market with 0.4 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 13.9% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 8.5% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 25 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Kitsap County, Washington — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 14, 2026.
researched Oct 1
researched Oct 1
researched Oct 1
researched Oct 1
researched Oct 1
researched Sep 18
researched Sep 19
researched Sep 20
researched Oct 1
researched Oct 1
| 98110 | Bainbridge Island | $1,500,000 | $435 | +2.1% | 18 | 98.5% | 15% | 3.2 | 139 | $3,092 | researched Oct 1 |
| 98310 | Bremerton | $456,000 | $353 | +2.5% | 18 | — | — | — | 62 | $1,817 | researched Oct 1 |
| 98311 | Bremerton | $505,312 | $315 | +4.8% | 18 | — | — | — | 124 | $2,600 | researched Oct 1 |
| 98312 | Bremerton | $486,599 | $265 | +1.8% | 8 | 100% | 15% | 2.2 | 227 | $1,940 | researched Oct 1 |
| 98314 | Bremerton | $179,464 | $285 | +2.1% | 32 | 98.5% | 15% | 5 | 20 | $1,850 | researched Oct 1 |
| 98315 | Silverdale | $605,450 | $324 | +2.1% | 28 | 98.5% | 18.5% | 3.2 | 42 | $2,353 | researched Sep 18 |
| 98322 | Burley | $725,000 | $385 | +2.1% | 41 | 98.5% | 12.2% | 3.4 | 48 | $2,650 | researched Sep 19 |
| 98337 | Bremerton | $355,000 | $285 | +2.5% | 34 | 98.5% | 15% | 2.8 | 20 | $1,462 | researched Sep 20 |
| 98340 | Hansville | $650,000 | — | — | — | — | — | — | — | $1,967 | researched Oct 1 |
| 98342 | Indianola | $362,500 | $302 | +2.1% | 45 | 98.5% | 16.7% | 3 | 6 | $2,450 | researched Oct 1 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Kitsap County generally experiences crime rates consistent with or slightly below regional averages for the Puget Sound area, with property crime being the primary concern in more urbanized pockets.
The county is served by several well-regarded school districts, including Bainbridge Island and North Kitsap, which consistently rank among the higher-performing districts in Washington state.
The region faces moderate risks from seismic activity and winter windstorms, with coastal areas subject to specific flood insurance requirements and wildfire risk management protocols in forested zones.
Economic momentum is heavily anchored by the U.S. Navy's presence at Naval Base Kitsap, alongside a growing professional services sector and ongoing infrastructure improvements to support regional connectivity.
Property taxes are assessed by the Kitsap County Assessor based on market value, with rates determined by a combination of state, county, and local school district levies; senior and disabled citizen exemptions are available.
The economy is heavily driven by the defense sector, specifically the U.S. Navy, supplemented by healthcare, education, and a growing remote-work population commuting to the Seattle metro area.
Transportation is defined by the Washington State Ferries system connecting to Seattle, supported by a network of state highways and local transit services.
The Kitsap County Assessor conducts annual revaluations of all real property to ensure assessments reflect current market conditions.
The county is served by various special purpose districts, including public utility districts, fire districts, and hospital districts that provide essential services outside of municipal boundaries.
Property insurance premiums are influenced by regional wildfire and windstorm exposure, with coastal properties requiring specialized flood coverage.
- Sky Zone Trampoline Park4.122.7 mi
- Tukwila Family Fun Center & Bullwinkle's Restaurant4.322.4 mi
- Sky Zone Trampoline Park4.117.7 mi
- Round1 Bowling & Arcade422.1 mi
- Seattle Children's Museum4.313.6 mi
- T-Mobile Park4.714.9 mi
- Climate Pledge Arena4.513.5 mi
- Lumen Field4.614.9 mi
- Paramount Theatre4.714.6 mi
- Topgolf Renton4.122.9 mi
- Space Needle4.613.7 mi
- Pike Place Market4.614.2 mi
- Woodland Park Zoo4.613.6 mi
- Gas Works Park4.714.3 mi
- Kerry Park4.813.2 mi
- Pike Place Market4.614.2 mi
- Gas Works Park4.714.3 mi
- The Museum of Flight4.818.4 mi
- Chihuly Garden and Glass4.713.7 mi
- Museum of Pop Culture4.513.8 mi
- Gas Works Park4.714.3 mi
- Kerry Park4.813.2 mi
- Golden Gardens Park4.711.5 mi
- Discovery Park4.810.5 mi
- Seward Park4.819.1 mi
- Shilshole Bay Marina4.611.3 mi
- Elliott Bay Marina Inc4.611.7 mi
- Port of Brownsville4.61.2 mi
- Bremerton Marina4.55.9 mi
- Port Orchard Marina4.67.2 mi
- Interbay Golf Center4.512.2 mi
- Bill Wright Golf Complex At Jefferson Park4.316.5 mi
- Jackson Park Golf Course4.116.1 mi
- Gold Mountain Golf Club4.710.1 mi
- West Seattle Golf Course4.313.8 mi
- Pike Place Market4.614.2 mi
- University Village4.616 mi
- Uwajimaya Seattle4.615.1 mi
- The District at Northgate415.2 mi
- Nordstrom4.414.4 mi
- Paine Field4.724.6 mi
- Seattle-Tacoma International Airport (SEA) Parking Garage3.421.3 mi
- King County International Airport - Boeing Field4.517.5 mi
- Kenmore Air - Lake Union4.614.1 mi
- Kenmore Air - Lake Washington4.519.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Provides vast wilderness access and hiking opportunities that define the regional lifestyle.
A vital transit link to Seattle that also serves as a scenic landmark for residents and tourists.
A premier private facility offering high-end recreational space for the community.
Retrieved from data.census.gov; figures represent county-wide averages.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.