The story of this market
The typical home in Northumberland County, Virginia sells for about $465,000, or $248 per square foot.
Prices are up +11.88% from a year ago, so sellers still have some momentum. Homes take about 54 days to sell. Over the long run, values in this county have grown 151% since 2000. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,382 a month.
HUD sets the fair market rent for a 2-bedroom at $1,382 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+22.8%). Worst: 2014 (-7.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.6%
VA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,647
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 4 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
83
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,458,724.
Mortgage activity
Home lending in this county
71.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 719 | 343 | 71.3% | 1.8% | $285,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Northumberland County, Virginia
Northumberland County's housing market shows steady pricing with a median listing price of $465,000. The market is currently experiencing a buyer-friendly environment with inventory levels rising to 493 active listings. Demand remains moderate, with homes selling at approximately 97% of their asking price.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 8 ZIP reports
Median prices moved down 3.3% year over year.
Homes spend a median of 46 days on market with 3.0 months of supply — a fast-moving market.
14% of listings have cut prices · homes sell at 98.53% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.3% · poverty 11.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 6 researched ZIP reports of 8 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Northumberland County, Virginia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 19
researched Sep 20
researched Sep 19
researched Sep 16
researched Sep 16
researched Sep 19
researched Sep 17
researched Sep 20
| 22432 | Burgess | $245,000 | $148 | +2.4% | 52 | 97.5% | 12% | 4.6 | 14 | $1,350 | researched Sep 19 |
| 22435 | Callao | $202,200 | $115 | 0% | 90 | — | — | — | 434 | $722 | researched Sep 20 |
| 22456 | — | $485,000 | $225 | -4.8% | 38 | 98.5% | 18% | 3.2 | 137 | $1,950 | researched Sep 19 |
| 22473 | Heathsville | $720,000 | $238 | 0% | 60 | 100% | — | — | 217 | $1,006 | researched Sep 16 |
| 22511 | Lottsburg | $325,000 | $323 | -2.5% | 120 | 97% | 15% | 6 | 12 | $1,650 | researched Sep 16 |
| 22530 | Ophelia | $399,000 | $215 | +2.1% | 62 | 96.5% | 12% | 5.8 | 8 | $1,450 | researched Sep 19 |
| 22539 | Reedville | $441,000 | $202 | +2.1% | 61 | 99.5% | — | 1 | 4 | $1,250 | researched Sep 17 |
| 22579 | Wicomico Church | — | — | 0% | — | — | — | — | — | — | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county economy is characterized by a high median age and a 5.3% unemployment rate as of May 2026.
Data sourced from Census Reporter and Data Commons.