The story of this market
The typical home in York County, South Carolina sells for about $420,000, or $204 per square foot.
Prices are up +5% from a year ago, so sellers still have some momentum. Homes take about 44 days to sell. Over the long run, values in this county have grown 165% since 2000. Last year 31 of 52 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,785 a month.
HUD sets the fair market rent for a 2-bedroom at $1,785 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+21.6%). Worst: 2010 (-3.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.3%
SC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,179
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 52 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
53
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $99,245,523.
Mortgage activity
Home lending in this county
80.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 17212 | 9631 | 80.5% | 3.7% | $215,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
York County, South Carolina
York County's residential real estate environment remains fundamentally resilient, buoyed by ongoing in-migration from Charlotte, strong public schools, and favorable South Carolina tax structures. While higher mortgage interest rates have expanded inventory and moderated the velocity of sales, home prices continue to demonstrate steady year-over-year gains. Tight inventory in northern submarkets such as Fort Mill keeps pricing power tilted moderately in favor of sellers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 10 cities · 13 ZIP reports
Median prices moved up 0.1% year over year.
Homes spend a median of 63 days on market with 0.1 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 53.57% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 9.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 13 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
York County, South Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 29704 | Catawba | $291,000 | $244 | — | 64 | — | 100% | — | 146 | $1,370 | researched Sep 26 |
| 29708 | Fort Mill | $525,000 | $233 | -1% | 66 | — | — | — | 162 | $1,643 | researched Sep 26 |
| 29710 | Clover | $433,000 | $168 | — | 100 | — | — | — | 223 | $1,543 | researched Sep 26 |
| 29715 | Fort Mill | $488,000 | $246 | -6.2% | 70 | — | — | — | 223 | $1,580 | researched Sep 26 |
| 29716 | Fort Mill | — | — | — | — | — | — | — | — | — | researched Sep 26 |
| 29717 | Hickory Grove | $410,000 | $229 | — | 19 | — | — | — | 1 | $1,132 | researched Sep 26 |
| 29730 | Rock Hill | $349,925 | $185 | +4.7% | 54 | 98.5% | 15% | 4.2 | 524 | $1,309 | researched Sep 26 |
| 29731 | Rock Hill | $360,000 | $204 | +1.5% | 56 | — | — | — | 720 | $1,400 | researched Sep 26 |
| 29732 | Rock Hill | $455,007 | $161 | +5% | 59 | 99% | — | — | 524 | $1,333 | researched Sep 26 |
| 29733 | Rock Hill | $325,000 | $185 | +3.1% | 46 | 99% | 22% | 3.8 | 561 | $1,469 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
York County exhibits an overall violent and property crime rate below both South Carolina and Charlotte metropolitan averages. Specific urbanized nodes in Rock Hill report localized property crime clusters, whereas Fort Mill, Lake Wylie, and Tega Cay consistently rank among the safest communities in the state.
The county features some of the highest-ranked public schools in South Carolina, highlighted by Fort Mill School District (York 04) and Clover School District (York 02), which frequently score high accountability ratings on statewide metrics. Rock Hill (York 03) and York (York 01) offer broad technical, AP, and career-track pathways across diverse student populations.
York County possesses minimal coastal hurricane surge risk, but faces localized riverine flooding near the Catawba River basin and Lake Wylie tributaries during heavy storm events. Severe convective storms with high winds and hail represent the primary property hazard, keeping baseline homeowners insurance costs comparatively moderate relative to coastal Carolina tiers.
Growth momentum is heavily driven by Charlotte metro outward expansion, corporate headquarters in northern York County, and major logistics and manufacturing investments along the I-77 corridor. Notable regional anchors include Piedmont Medical Center, Schaeffler Group, Ross Stores distribution, and expanded sports tourism at Rock Hill's sports complexes.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
York County's economy benefits from its strategic position directly south of Charlotte, leveraging finance, advanced manufacturing, logistics, and healthcare sectors. Substantial recent capital investments concentrate around Rock Hill and Fort Mill, supported by low corporate tax burdens and accessibility to Charlotte Douglas International Airport.
Interstate 77 functions as the dominant north-south commuter artery directly connecting the county to Uptown Charlotte, alongside US-21 and SC-160. Rock Hill operates 'My Ride', a free all-electric fixed-route municipal transit bus system serving key civic, educational, and commercial nodes.
The York County Assessor's Office oversees real property valuations on a mandated five-year general reappraisal cycle, enforcing fair market values while applying standard statutory property class ratios.
Property taxes are composed of base county millage, four independent school districts (York 1, 2, 3, and 4), special fire tax districts in unincorporated sectors, and municipal millage in incorporated towns.
Homeowners insurance rates in York County remain comparatively stable and substantially below coastal South Carolina regions, reflecting negligible tropical storm surge hazards and inland wind exposure.
- Carowinds4.419.3 mi
- Ray’s Splash Planet4.428.5 mi
- Spare Time Pineville4.422.2 mi
- Dave & Buster's Pineville4.222.1 mi
- Beat The Bomb Charlotte525.6 mi
- Bank of America Stadium4.627.9 mi
- Spectrum Center4.528.5 mi
- U.S. National Whitewater Center4.724.1 mi
- NASCAR Hall of Fame4.728.2 mi
- Charlotte Convention Center4.528.1 mi
- Crowders Mountain State Park4.815.2 mi
- Daniel Stowe Conservancy4.516.6 mi
- The Schiele Museum of Natural History & Planetarium4.619.1 mi
- Kings Mountain State Park4.612.4 mi
- Martha Rivers Park4.616.6 mi
- Optimist Hall4.729.4 mi
- NASCAR Hall of Fame4.728.2 mi
- Discovery Place Science4.528.6 mi
- Museum of Illusions Charlotte4.528 mi
- Billy Graham Library4.923.9 mi
- Crowders Mountain State Park4.815.2 mi
- Daniel Stowe Conservancy4.516.6 mi
- Ebenezer Park4.512.1 mi
- McDowell Nature Preserve4.714.9 mi
- Kings Mountain State Park4.612.4 mi
- Springfield Golf Club4.419.6 mi
- Fort Mill Golf Club3.917.7 mi
- Waterford Golf Club Llc4.217.6 mi
- Cramer Mountain Club4.719.3 mi
- Catawba Creek Golf Course3.817.8 mi
- Publix Super Market at Hoffman Village4.617.8 mi
- Windy Hill Orchard & Cidery4.23.1 mi
- Publix Super Market at Cherry Road Crossing4.514.5 mi
- Harris Teeter4.616.7 mi
- Marshalls4.317.2 mi
- Charlotte Douglas International Airport3.923.1 mi
- The Club CLT3.323.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A 2,100-acre protected natural area in Fort Mill offering extensive multi-use hiking, horseback riding, and mountain bike trails.
A 13,400-acre lake along the NC/SC border supporting public boating, recreational fishing, and waterfront parks.
A state-of-the-art multi-court facility anchoring University Center and hosting major national basketball and volleyball tournaments.
Spanning western York County, providing miles of forested equestrian and hiking trails bordering Kings Mountain National Military Park.
Data compiled from US Census Bureau 2019-2023 ACS 5-Year Estimates and Census QuickFacts for York County, SC.
Property tax is calculated by multiplying the fair market value by an assessment ratio, then applying the local millage rate. The assessment ratio is 4% for owner-occupied legal residences and 6% for other real property. Exemptions exist for specific categories such as disabled veterans or homesteads for seniors.
SC Code Section 12-43-220; established via state constitutional and statutory authority.
≈ $16,800/yr on a $420,000 median
South Carolina is a judicial foreclosure state. Foreclosure requires a court action, the filing of a lis pendens, and a court-ordered sale conducted by a master or court officer. The process involves formal notice and judicial oversight of lien priorities.
Governed by South Carolina Rules of Civil Procedure, Rule 71.
applies when — Parcels located within a development subject to a recorded declaration of covenants, conditions, and restrictions (CC&Rs)
Parcels are bound by the South Carolina Homeowners Association Act, which regulates the governance, assessment collection, and administrative requirements of HOAs. Owners are subject to mandatory assessments and restrictive covenants.
SC Code Title 27, Chapter 30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.