The story of this market
The typical home in Warren County, Kentucky sells for about $306,000, or $174 per square foot.
Prices are roughly flat from a year ago (+0.4%), a market in balance. Homes take about 57 days to sell. Over the long run, values in this county have grown 123% since 2000. Last year 15 of 23 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hail, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,199 a month.
HUD sets the fair market rent for a 2-bedroom at $1,199 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+2.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+17.6%). Worst: 2010 (-1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,438
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+2.9%
2025 change
FHFA repeat-sales index, median of 23 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
80
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $79,916,286.
Mortgage activity
Home lending in this county
81.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 5448 | 3275 | 81.8% | 22.4% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Warren County, Kentucky
The Warren County housing market is showing signs of stabilization with a modest year-over-year price increase and a healthy inventory level. While sales volume has dipped compared to last year, the market remains competitive for well-priced homes, supported by a strong local economy and steady population growth.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 3 cities · 6 ZIP reports
Median prices moved up 0.1% year over year.
Homes spend a median of 80 days on market with 0.2 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 7.75% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 14.2% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Warren County, Kentucky — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 21
| 42101 | Bowling Green | $283,296 | $176 | +1.2% | 77 | 98% | — | — | 768 | $950 | researched Sep 17 |
| 42103 | Bowling Green | $329,700 | $181 | +3.1% | 75 | 98% | — | 4.2 | 768 | $1,184 | researched Sep 17 |
| 42104 | Bowling Green | $328,319 | $180 | +0.4% | 77 | 98% | — | 1.6 | 302 | $1,029 | researched Sep 17 |
| 42122 | Alvaton | $445,000 | $195 | +3.2% | 62 | 98.5% | 12% | 3.4 | 48 | $1,013 | researched Sep 21 |
| 42170 | Woodburn | $252,000 | $145 | +2.1% | 62 | 97.5% | 12% | 4.2 | 48 | $858 | researched Sep 21 |
| 42171 | Smiths Grove | $393,201 | $173 | 0% | 80 | — | — | — | 77 | $1,008 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Warren County are generally consistent with regional averages for mid-sized Kentucky counties, with property crime being the primary concern in urbanized areas of Bowling Green.
The county is served by the well-regarded Warren County Public Schools and Bowling Green Independent Schools, both of which maintain competitive academic performance ratings within the state.
The area faces moderate risk from severe thunderstorms and occasional flooding in low-lying areas near the Barren River, with standard insurance coverage typically sufficient for most residential properties.
Economic momentum is driven by the manufacturing, healthcare, and education sectors, anchored by major employers like General Motors and Western Kentucky University, with ongoing infrastructure expansion to support population growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
The economy is diversified with strong foundations in automotive manufacturing, higher education, and regional healthcare services.
The county is served by I-65, providing a critical logistics corridor between Nashville and Louisville, supported by regional transit infrastructure.
The Warren County PVA office conducts annual assessments to ensure property values reflect current market conditions.
The county includes various special taxing districts for fire protection, ambulance services, and local utility management.
Property insurance markets remain stable, though premiums are influenced by regional exposure to severe weather events.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Located partially within the region, it offers world-class hiking and cave exploration.
Home to the Bowling Green Hot Rods, serving as a major entertainment anchor for the community.
A major cultural and educational hub that drives local events and economic activity.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.