The story of this market
The typical home in ZIP 95953 sells for about $420,000, or $263 per square foot.
Homes take about 75 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,386 a month.
ZIP 95953 — Live Oak
The 95953 housing market in Live Oak is characterized by a median listing price of approximately $420,000 and a median rent of $1,386. Market conditions are considered soft relative to the broader California landscape, requiring careful underwriting for potential investors.
This ZIP is primarily suited for local family buyers and those seeking more affordable entry points into the California housing market compared to larger urban centers.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 75 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 95953, Sutter County, CA
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
The area features a 38% renter share with median rents around $1,386 per month, though remote investors often face challenges in this market.
The local economy is anchored by agricultural and regional service sectors within Sutter County.
Data sourced from Repit and IncomeByZipCode
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.