LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 95659 sells for about $750,000, or $385 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $2,400 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 95659 — Nicolaus

Sutter County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The housing market in 95659 remains stable with low inventory and steady, moderate price growth. Demand is driven by buyers seeking rural properties, though the limited number of listings keeps sales volume low. Market conditions are expected to remain consistent with regional agricultural-area trends.

Who this ZIP fits

This ZIP is best suited for those seeking a rural lifestyle, agricultural property owners, and commuters who prefer a quiet, semi-isolated environment over suburban density.

Parent geography
Nicolaus · no city intel reportSutter County →California state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 119 km²Water area · 1.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$750,000
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

66
Liquidity/100

Homes spend a median of 48 days on market with 4.2 months of supply — a fast-moving market.

69
Momentum/100

15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 6.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$400,000$600,000$800,000$1,000,000$1,200,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,000$4,500$6,000$7,500$9,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
1,150

ZCTA 95659, Sutter County CA

Area context
Schools & education

Schools serving the Nicolaus area are generally part of the East Nicolaus Joint Union High School District, which maintains a rural, community-focused educational environment.

Environmental & hazard

The area is located in a low-lying region of the Sacramento Valley, necessitating awareness of flood risks associated with the Feather River basin.

Growth & development

Growth is primarily driven by agricultural industry and proximity to the expanding Yuba City-Marysville and Sacramento employment corridors.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Commutes are primarily car-dependent, with residents traveling toward Yuba City or Sacramento via Highway 70 or Highway 99.

Recreation & amenities

Recreation is centered on outdoor activities, including access to the Feather River for fishing and boating, and proximity to local wildlife refuges.

Rental market

The rental market is limited due to the rural nature of the ZIP, with low turnover and a mix of single-family home rentals.

Economy & employers

The economy is heavily anchored in agriculture, with regional employment supported by the nearby Yuba City commercial hub.

Transportation & infrastructure

Transportation is entirely road-based, relying on state highways for regional connectivity.

Development pipeline

Development is largely restricted to agricultural and low-density residential projects.

County appraisal district

Sutter County Assessor manages property valuations in accordance with California state law.

Special districts

Parcels are subject to local school district taxes and potential flood control district assessments.

Insurance & hazard market

Insurance premiums are influenced by regional flood zone designations and wildfire risk assessments common to Northern California.

Foreclosure doctrine

California is a non-judicial foreclosure state, with a standard notice of default and trustee sale process.

Disclosure doctrine

California requires comprehensive seller disclosures regarding property condition, natural hazards, and environmental factors.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 95659, Sutter County CA
Population
1,150
Median age
45.6 yrs
Owner-occupancy
82%
Median home value
$685,000
Median gross rent
$1,850
Median household income
$98,500
Median year built
1982
Vacancy rate
4.5%
Renter share
18%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.5%
Work-from-home share
12%
Mean commute
38.5 min
Bachelor's or higher
28%
Unemployment
4.2%
Poverty rate
6.5%
Avg household size
2.8
White
78%
Hispanic
15%
Other
7%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

East Nicolaus High SchoolHigh7East Nicolaus Joint Union HighHighly regarded local high school serving the rural community.
School districts
East Nicolaus Joint Union High School DistrictB+Small, rural district focused on community-based education.
Utilities & services
ElectricPG&EPrimary provider for the region.
InternetVariousLimited high-speed options; satellite and fixed wireless are common.
Major employers & industries
Local Agricultural OperationsAgriculturePrimary regional employer.
Amenities & attractions2 retained amenities
Inside this ZIP
Feather River
Waterfront

Provides significant regional access for fishing, boating, and wildlife observation.

Nicolaus Community Park
Park

Local green space serving the immediate community.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.