The story of this market
The typical home in ZIP 95653 sells for about $378,000, or $238 per square foot.
Homes take about 57 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.
ZIP 95653 — Madison
The 95653 market is a low-volume, rural environment characterized by limited inventory and stable pricing. Market activity is driven by local agricultural demand rather than speculative investment, resulting in a cautious outlook for passive investors.
This ZIP is best suited for experienced real estate investors who understand rural market dynamics and can manage the risks associated with low-liquidity, lower-income submarkets.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 57 days on market with 9.6 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 12.0% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 95653, Yolo County, CA
The area is a small rural community in Yolo County with limited industrial or commercial infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents typically commute by car toward Woodland or Davis for employment, as public transit options are extremely limited.
The area is primarily agricultural with limited local amenities; residents typically travel to nearby cities for shopping and recreational facilities.
The rental market is thin with limited inventory, often requiring experienced management to navigate the rural tenant base.
The local economy is heavily tied to agriculture and regional support services within Yolo County.
Transportation is almost exclusively dependent on private vehicles via State Route 16.
There are no major large-scale commercial or residential developments currently reported for this rural ZIP code.
The Yolo County Assessor manages property valuations in accordance with California state law.
Parcels are subject to standard Yolo County property tax levies and local school district assessments.
Property insurance availability and premiums are influenced by regional wildfire risk assessments common to Northern California.
California is a non-judicial foreclosure state, allowing for trustee sales following a formal notice of default and a 90-day waiting period.
California law requires sellers to provide a comprehensive Transfer Disclosure Statement (TDS) detailing known material defects.
Data retrieved from census.gov ZCTA profiles and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Small local community park serving the immediate area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.