The story of this market
The typical home in ZIP 95641 sells for about $402,489, or $235 per square foot.
Prices are up +1.8% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.
ZIP 95641 — Isleton
The housing market in 95641 remains stable with low inventory and modest price appreciation. Market activity is limited by the rural nature of the area and significant flood-related insurance considerations. Most figures are based on current Zillow and Census data; some specific metrics like active listings are estimated based on local market snapshots.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking a quiet, rural-adjacent lifestyle who are not dependent on daily commuting to major urban centers.
Median prices moved up 1.8% year over year.
Homes spend a median of 58 days on market with 7.3 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 12.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 95641, Sacramento County CA
The area is located in the Sacramento-San Joaquin Delta, presenting significant flood risks that require mandatory flood insurance for many properties.
Economic activity is primarily driven by local agriculture and small-scale tourism, with limited new large-scale commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuting to major employment hubs in Sacramento or the Bay Area requires significant drive times, typically exceeding 45-60 minutes via state highways.
The area offers extensive access to the Sacramento River for boating, fishing, and water-based recreation, alongside local historic district amenities.
The rental market is characterized by low inventory and high demand for seasonal or long-term housing, with limited new multi-family construction.
The local economy is heavily reliant on agricultural production and the service sector supporting river-based tourism.
Public transit is extremely limited; residents rely almost exclusively on personal vehicles for transportation.
Development is strictly constrained by Delta protection regulations and local zoning ordinances.
Parcels are subject to various reclamation district assessments for levee maintenance and flood control.
Property insurance premiums are elevated due to high flood risk and proximity to the Sacramento River.
Data retrieved from US Census Bureau ZCTA 95641 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Antioch Water Park4.114.7 mi
- Sky Zone Trampoline Park4.219.2 mi
- Sky Zone Trampoline Park414.3 mi
- Chuck E. Cheese414.1 mi
- Chuck E. Cheese3.918.6 mi
- Grand Island Mansion4.79.1 mi
- Lodi Grape Festival Grounds4.319.2 mi
- The Reserve At Spanos Park4.513.5 mi
- Lodi Bowling Bar and Lounge4.218.8 mi
- Viaggio Estate & Winery4.316.5 mi
- Brannan Island State Recreation Area4.14.8 mi
- Big Break Regional Shoreline4.610.8 mi
- Sherman Island4.510.9 mi
- Woodbridge Ecological Reserve - South Unit4.69.4 mi
- Antioch/Oakley Regional Shoreline4.411.1 mi
- Western Railway Museum4.614.7 mi
- World of Wonders Science Museum4.618.7 mi
- Travis Air Force Base Aviation Museum4.619.4 mi
- Holly Creek Park4.511.9 mi
- Double Dip Gallery4.818.5 mi
- Brannan Island State Recreation Area4.14.8 mi
- Big Break Regional Shoreline4.610.8 mi
- Sherman Island4.510.9 mi
- Woodbridge Ecological Reserve - South Unit4.69.4 mi
- Antioch/Oakley Regional Shoreline4.411.1 mi
- Tiki Lagoon Resort & Marina4.313.5 mi
- Windmill Cove Bar & Grill4.415.3 mi
- B & W Resort Marina4.52.1 mi
- Pittsburg Marina Harbormaster4.616.2 mi
- King Island Marina Resort4.110.4 mi
- Trilogy at Rio Vista Guard Gate4.56.5 mi
- Golfballin4.911.4 mi
- Smith Family Farm4.712.9 mi
- Delta Farmers Market by the Tower4.33.4 mi
- Oakley Town Center4.311.6 mi
- Stockton Metropolitan Airport4.226 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Major regional waterway serving as a hub for boating and fishing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.