The story of this market
The typical home in ZIP 83638 sells for about $875,000, or $448 per square foot.
Prices are down 2.3% from a year ago, which gives buyers more room to negotiate. Homes take about 179 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,500 a month.
ZIP 83638 — McCall
The 83638 housing market is currently experiencing a cooling phase, characterized by a high median days on market and a slight year-over-year decline in prices. High inventory levels relative to sales volume suggest a shift toward a buyer's market, though the area's unique status as a recreational destination keeps price points elevated. Data for specific tax history and certain demographic metrics were not available at the ZIP level and have been omitted.
This ZIP is ideal for outdoor enthusiasts, second-home buyers, and retirees seeking a mountain lifestyle, though it presents challenges for year-round residents due to high housing costs and seasonal market volatility.
Median prices moved down 2.3% year over year.
Homes spend a median of 179 days on market with 25.8 months of supply — a slower-moving market.
4% of listings have cut prices · homes sell at 95.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 9.6% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 83638, Idaho
Schools in the McCall area are generally well-regarded, serving the local community within the McCall-Donnelly School District.
The area faces moderate wildfire risk typical of the mountainous Idaho region, with insurance availability and premiums influenced by regional forest management and fire-mitigation efforts.
Economic momentum is driven by tourism, outdoor recreation, and seasonal hospitality, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Idaho) — Homestead Property Tax Exemption: Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
The commute is primarily local within the McCall area, with limited transit options and a reliance on personal vehicles for regional travel.
The area is a premier destination for outdoor recreation, featuring Payette Lake, Ponderosa State Park, and proximity to Brundage Mountain for skiing and hiking.
The rental market is heavily influenced by seasonal demand and short-term vacation rentals, leading to limited long-term inventory and high pressure on local workforce housing.
The economy is anchored by the tourism, hospitality, and outdoor recreation sectors, with significant seasonal employment fluctuations.
Transportation is primarily via highway corridors; there is no significant public transit infrastructure.
Development is largely focused on residential expansion and recreational infrastructure improvements.
The Valley County Assessor manages property valuations for tax purposes.
Parcels are served by the McCall-Donnelly School District and various local fire and utility districts.
Property insurance premiums are impacted by the region's wildfire risk profile.
Data retrieved from Census Reporter and United States Zip Codes.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major recreational anchor for boating, swimming, and scenic views.
Offers extensive hiking, camping, and cross-country skiing trails.
A primary regional destination for winter sports and summer mountain biking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.