The story of this market
The typical home in ZIP 76665 sells for about $271,000, or $148 per square foot.
Prices are down 3.3% from a year ago, which gives buyers more room to negotiate. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 76665 — Meridian
The housing market in ZIP 76665 is currently experiencing a cooling phase, with median prices showing a slight year-over-year decline of 3.3%. High interest rates and limited inventory are keeping sales volume low, though the area remains an affordable alternative to the nearby Waco market. Buyers are increasingly price-sensitive, leading to a moderate increase in days on market.
This area is best suited for retirees, rural-lifestyle seekers, and families looking for affordable land and a quiet, small-town environment away from urban density.
Median prices moved down 3.3% year over year.
Homes spend a median of 68 days on market with 5.2 months of supply — a balanced-paced market.
19% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76665, Bosque County TX
Crime rates in the Meridian area are generally lower than the regional average for the Waco metropolitan area, with property crime being the primary concern.
Schools serving the area are primarily part of the Meridian Independent School District, which maintains a stable academic reputation within Bosque County.
The area is subject to standard Texas wildfire risks and occasional severe storm activity; flood risk is localized to specific low-lying areas near the Bosque River.
Economic momentum is driven by agricultural interests and small-scale tourism, with limited large-scale industrial development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting primarily involves driving via State Highway 6 or Highway 144 toward Waco or the DFW metroplex, with no public transit options available.
The area features access to Lake Whitney for water sports, local parks in Meridian, and proximity to Bosque County trails and rural outdoor activities.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family options available.
The local economy is anchored by agriculture, local government, and small-business services, with many residents commuting to larger employment hubs in Waco.
Transportation is entirely dependent on private vehicles, with Highway 6 serving as the primary artery for regional connectivity.
Development is largely restricted to low-density residential and agricultural land use, with no major high-density projects currently approved.
The Bosque Central Appraisal District manages property valuations with a focus on agricultural exemptions and market-based residential assessments.
Parcels are subject to Meridian ISD taxes and various county-level special districts for emergency services and water management.
Property insurance premiums are rising due to regional exposure to severe weather, including hail and wind events common in Central Texas.
Data retrieved from US Census Bureau ZCTA profile for 76665.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Walnut Springs Roadhouse4.69.9 mi
- Meridian State Park4.72.2 mi
- The Cliftex Theatre4.812.6 mi
- Billy the Kid Museum4.318.8 mi
- Meridian State Park4.72.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Major regional reservoir offering boating, fishing, and camping.
Historic park featuring hiking trails and a limestone lake.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.