The story of this market
The typical home in ZIP 76652 sells for about $255,900, or $145 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 70 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,400 a month.
ZIP 76652 — Kopperl
The housing market in 76652 is characterized by stable, rural demand centered around Lake Whitney. While the broader Waco MSA shows higher inventory and price volatility, this ZIP remains a niche market with limited turnover and consistent pricing. Current conditions reflect a balanced environment for existing homeowners and lifestyle-focused buyers.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking a quiet, rural lifestyle near Lake Whitney who are comfortable with a longer commute to major urban centers.
Median prices moved down 2.1% year over year.
Homes spend a median of 70 days on market with 5.2 months of supply — a balanced-paced market.
19% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 9.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 76652, Bosque County TX
Not determinable at the ZIP level; regional crime statistics for the broader Waco metropolitan area are monitored by local law enforcement agencies.
Schools serving the Kopperl area are primarily managed by the Kopperl Independent School District, which maintains a small-town educational environment.
The area is subject to standard Texas climate risks, including potential for severe thunderstorms and wind events; flood risk varies by proximity to Lake Whitney.
Economic momentum is largely driven by the proximity to the Waco employment hub and recreational development surrounding Lake Whitney.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents typically rely on personal vehicles for commuting, with drive times to major employment centers in Waco or the DFW metroplex exceeding 45 minutes.
The area is defined by its proximity to Lake Whitney, offering extensive opportunities for boating, fishing, and outdoor recreation.
The rental market is limited in depth due to the rural nature of the ZIP code, with demand primarily driven by lake-area residents and seasonal visitors.
The local economy is primarily agricultural and service-oriented, with significant influence from tourism related to Lake Whitney and commuting to the Waco MSA.
Transportation is entirely dependent on private vehicle use via state highways; no public transit infrastructure serves this rural ZIP code.
Development is largely focused on residential expansion and recreational infrastructure improvements near the lakefront.
The Bosque County Appraisal District manages property assessments for all parcels within the county.
Parcels are subject to Kopperl ISD taxes and potential special utility district assessments for water and waste services.
Property insurance premiums are influenced by regional wildfire risk and wind/hail exposure common to Central Texas.
Texas is a non-judicial foreclosure state with a standard 21-day notice period for trustee sales.
Texas law requires sellers to provide a written disclosure notice regarding the condition of the property, though specific exemptions apply.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Splash Station4.318.5 mi
- The Expo at Glen Rose4.514.9 mi
- Dinosaur Valley RV Park4.917.8 mi
- Cleburne Conference Center4.617.9 mi
- Cleburne Railroaders Stadium4.819.9 mi
- Plaza Theatre Company at Dudley Hall4.918.9 mi
- Cleburne State Park4.710.7 mi
- Hamm Creek Park4.55.8 mi
- Kimball Bend Park4.12.8 mi
- Plowman Creek Park4.44.2 mi
- Dinosaur World4.517.9 mi
- Creation Evidence Museum of Texas4.117.3 mi
- The Chisholm Trail Outdoor Museum; Big Bear Native American Museum4.715.9 mi
- Lake Whitney Dam4.719.6 mi
- Texas Children's Museum4.513.1 mi
- Cleburne State Park4.710.7 mi
- Hamm Creek Park4.55.8 mi
- Kimball Bend Park4.12.8 mi
- Cedron Creek Park4.512.5 mi
- Cedar Creek Park4.413 mi
- Juniper Cove Marina4.313.4 mi
- Parsons Marina at Lake Whitney4.318.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A major reservoir providing boating, fishing, and camping facilities.
Public park area offering lake access and picnic facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.