The story of this market
The typical home in ZIP 75428 sells for about $220,000, or $157 per square foot.
Prices are down 15.8% from a year ago, which gives buyers more room to negotiate. Homes take about 101 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,249 a month.
ZIP 75428 — Commerce
The 75428 housing market is currently experiencing a decline in median home prices, with a year-over-year decrease of 15.8%. Market activity is relatively low, and the area remains an affordable option compared to broader regional trends.
This ZIP is suitable for budget-conscious buyers and those seeking lower-cost housing options compared to surrounding regional markets.
Median prices moved down 15.8% year over year.
Homes spend a median of 101 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 75428, Hunt County TX
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Rentals in 75428 are most commonly 2-bedroom units with an average rent of approximately $1,249.
Data sourced from US Census Bureau ZCTA 75428 profiles.
- Splash Kingdom Air Patrol4.415.8 mi
- Shenaniganz Entertainment Center4.515.1 mi
- Hunt County Livestock & Fair4.316.5 mi
- Northeast Texas Children's Museum4.64.1 mi
- Audie Murphy/American Cotton Museum4.814.2 mi
- Southwest Dairy Museum4.619.6 mi
- Texas Tattoos and Art Gallery4.614.6 mi
- City Park4.42.7 mi
- Hartlines Golf Center4.510.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).