The story of this market
The typical home in ZIP 75424 sells for about $443,989, or $258 per square foot.
Prices are roughly flat from a year ago (+0.6%), a market in balance. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,691 a month.
ZIP 75424 — Blue Ridge
The 75424 housing market is experiencing steady appreciation with a median home value of approximately $443,989. While inventory remains tight, the market is seeing balanced activity as buyers look for value on the fringe of the DFW metroplex. Growth is supported by the area's appeal to families seeking more space.
This ZIP is best suited for family buyers and those seeking a rural lifestyle within commuting distance of the DFW metroplex.
Median prices moved up 0.6% year over year.
Homes spend a median of 68 days on market with 9.1 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 10.8% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 75424, Collin County TX
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Blue Ridge (ZIP 75424) maintains low violent and property crime rates relative to the broader Dallas-Fort Worth metroplex due to its rural, exurban footprint.
The area is served by Blue Ridge ISD, which provides a small-town educational environment.
The region is subject to standard North Texas weather risks, including severe thunderstorms and occasional wind events.
The area is experiencing moderate growth as a rural-fringe residential expansion zone for the greater Dallas-Fort Worth metroplex.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00). County (Collin County, Texas) — Independent School District Ad Valorem Tax & Mandatory Homestead Exemption: All residential parcels fall into an ISD (e.g., Plano ISD at $1.03955 per $100; Allen ISD at $1.1258 per $100; Prosper ISD at $1.2141 per $100). Imposes standard Maintenance & Operations (M&O) and Interest & Sinking (I&S) rates.
Commutes are primarily car-dependent, with residents traveling toward the McKinney and Plano employment hubs via regional highways.
Local recreation includes access to rural open spaces, nearby community parks, and proximity to Lake Lavon for water-based activities.
The rental market is characterized by limited inventory, primarily consisting of single-family homes with stable demand from local workers.
The local economy is largely driven by agriculture and residential services, with significant employment influence from the nearby McKinney and Plano corporate corridors.
Development is focused on low-density residential expansion on the fringe of the expanding North Texas suburban footprint.
Parcels are subject to Blue Ridge ISD and county-level tax jurisdictions.
Property insurance premiums in this region are influenced by regional exposure to severe convective storms and hail.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional reservoir providing boating, fishing, and outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.