The story of this market
The typical home in ZIP 65761 sells for about $244,000, or $187 per square foot.
Homes take about 116 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $495 a month.
ZIP 65761 — Theodosia
The Theodosia housing market is a quiet, rural buyer's market characterized by low inventory and limited new construction. Prices remain modest, reflecting the area's status as a recreational lake community. Most data points are sourced from 2024-2026 census and market reports; some specific metrics like tax history were not available.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking affordable rural living near Bull Shoals Lake.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 116 days on market with 0.6 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 28.3% · poverty 19.0% — a mixed stability profile.
ZCTA 65761
The area is served by the Lutie R-VI School District, which maintains a small-town educational environment.
The region is characterized by rural Ozark terrain with standard wildfire and storm risks; insurance availability is typical for rural Missouri.
Economic momentum is limited, with the area primarily serving as a rural residential and recreational hub near Bull Shoals Lake.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Missouri) — Occupancy Law Property Tax Proration: Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster. State (Missouri) — Residential Property Tax Assessment: Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Commuting is primarily car-dependent, with residents traveling to regional employment centers like Branson or Mountain Home, AR.
The area is defined by its proximity to Bull Shoals Lake, offering extensive boating, fishing, and outdoor recreation opportunities.
The rental market is very limited with low inventory and high vacancy pressure; short-term rentals are present due to lake tourism.
The local economy is driven by tourism, agriculture, and small-scale retail services.
Public transit is not available; the area relies entirely on private vehicle transportation via state highways.
There are no major large-scale commercial or residential developments currently reported in the pipeline.
The Ozark County Assessor manages property valuations for tax purposes.
Parcels are subject to local school district taxes and county-level levies.
Property insurance premiums are influenced by rural fire protection ratings and regional storm exposure.
Data retrieved from Census Reporter and MyTownView ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
A major reservoir providing boating, fishing, and water recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.