The story of this market
The typical home in ZIP 61285 sells for about $145,000, or $105 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $903 a month.
ZIP 61285 — Thomson
The housing market in ZIP 61285 remains stable, characterized by affordable entry-level pricing and steady demand. Market conditions are driven by the regional Quad Cities economy, with limited inventory keeping price growth modest. Buyers are primarily local residents seeking value in an established urban environment.
This area is well-suited for budget-conscious family buyers, first-time homeowners, and local workers seeking proximity to the Quad Cities employment core. It offers an accessible entry point into the housing market compared to more expensive suburban regions.
Median prices moved up 3.2% year over year.
Homes spend a median of 42 days on market with 3.8 months of supply — a fast-moving market.
13% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.1% · poverty 15.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 61285, Rock Island County, IL
Crime rates in the area are generally higher than the national average, with property crime being the most frequently reported incident type. Regional comparisons indicate trends consistent with other mid-sized industrial river cities in the Midwest.
Public schools in the area are primarily served by the Rock Island-Milan School District, which faces ongoing challenges regarding student performance metrics and resource allocation compared to suburban counterparts.
The area faces moderate flood risk due to its proximity to the Mississippi River, necessitating flood insurance for properties in designated low-lying zones. Standard wind and storm coverage is typical for the region.
Economic momentum is tied to the Quad Cities regional economy, with major employment anchors in manufacturing, healthcare, and government services. Infrastructure development is focused on riverfront revitalization and regional transit connectivity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
Commutes are generally short, with most residents traveling within the Quad Cities metropolitan area via local highway corridors. Public transit options are available but limited in frequency for cross-city travel.
The area features significant access to the Mississippi River waterfront, including parks, trails, and boat launches. Local amenities include historic downtown shopping districts, public golf courses, and community sports complexes.
The rental market is characterized by high demand for affordable multi-family units, with steady occupancy rates. Investor interest is moderate, primarily focused on long-term residential rentals rather than short-term vacation properties.
The economy is anchored by the Quad Cities industrial base, including manufacturing, healthcare systems, and government operations. It serves as a central hub for regional employment.
The area is served by major highway corridors connecting to the broader Quad Cities region, with limited public transit infrastructure.
Development is focused on urban infill and the continued revitalization of the historic downtown and riverfront areas.
Parcels are subject to local municipal, school district, and county-level property tax levies, with specific assessments for utility and flood control districts.
Property insurance premiums are influenced by regional flood risk and the age of the housing stock, with standard coverage widely available.
Data retrieved from Census Reporter and Data Commons profiles for Rock Island, IL.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Extensive trail system along the riverfront for cycling and walking.
Major community park hosting events and providing river access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.