The story of this market
The typical home in ZIP 49417 sells for about $389,000, or $205 per square foot.
Prices are down 11% from a year ago, which gives buyers more room to negotiate. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $1,111 a month.
ZIP 49417 — Grand Haven
The 49417 housing market is currently experiencing a cooling phase, evidenced by an 11% year-over-year decline in median home prices and elevated vacancy rates. While the market remains competitive, the combination of rising inventory and softening rental demand suggests a shift toward a more balanced or buyer-favorable environment. Investors should note that local income levels trail the county median, which may impact long-term rental yield stability.
This ZIP is well-suited for families and outdoor enthusiasts who value proximity to Lake Michigan, though investors should be cautious of current vacancy trends.
Median prices moved down 11.0% year over year.
Homes spend a median of 35 days on market with 3.2 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 8.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 49417, Ottawa County MI
The area is served by Grand Haven Area Public Schools, which generally maintains a positive reputation within the region.
The ZIP code is located in a coastal region of Lake Michigan, presenting risks related to shoreline erosion and seasonal wind events.
Economic momentum is driven by the proximity to the Grand Haven industrial base and tourism-related services along the Lake Michigan shoreline.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Michigan) — Disabled Veterans Homestead Exemption: Provides an exemption from property taxes levied for school operating purposes and potentially other local taxes depending on eligibility. State (Michigan) — General Property Tax Act: Property is assessed at 50% of true cash value (State Equalized Value). Taxable value is capped at the lesser of the state equalized value or the previous year's taxable value adjusted by the consumer price index (up to 5%), unless a transfer of ownership occurs.
Commuters primarily utilize US-31 to access employment hubs in Grand Haven, Muskegon, and the broader Grand Rapids metropolitan area.
The area features extensive access to Lake Michigan beaches, the Grand River, local parks like Rosy Mound Natural Area, and various golf courses.
The rental market shows signs of softening with an 8.2% vacancy rate, suggesting increased competition for landlords and potential pressure on rent growth.
The economy is anchored by manufacturing, tourism, and healthcare services, with significant employment provided by local industrial parks and the service sector.
Transportation is heavily reliant on private vehicles, with US-31 serving as the primary north-south arterial corridor.
Development is focused on residential expansion in the township areas and commercial revitalization within the city of Grand Haven.
Parcels are subject to Ottawa County property taxes, local school district millages, and potential special assessments for utility infrastructure.
Property insurance premiums are influenced by proximity to the Lake Michigan shoreline and associated wind/storm risks.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Nelis' Dutch Village4.415.2 mi
- Craig's Cruisers - Muskegon4.68.1 mi
- Craig's Cruisers - Holland4.516.1 mi
- Sky Zone Trampoline Park4.413.3 mi
- Socibowl by Pigeon Hill4.515.5 mi
- Boatwerks Waterfront Restaurant4.416 mi
- New Holland Brewing - Holland Brewpub4.516.2 mi
- American Dunes Golf Club4.81.2 mi
- Hudsonville Ice Arena4.516.1 mi
- Cinema Carousel4.511.1 mi
- P. J. Hoffmaster State Park4.88.9 mi
- Kirk Park4.64.8 mi
- Veldheer Tulip Gardens4.313 mi
- Cinema Carousel4.511.1 mi
- North Beach Park4.75.5 mi
- Windmill Island Gardens4.515.8 mi
- Veldheer Tulip Gardens4.313 mi
- Holland Michigan Lighthouse - "Big Red"4.616.7 mi
- USS Silversides Submarine Museum4.716.4 mi
- Grand Haven South Pierhead Outer Lighthouse4.84.2 mi
- P. J. Hoffmaster State Park4.88.9 mi
- Kirk Park4.64.8 mi
- North Beach Park4.75.5 mi
- Rosy Mound Natural Area4.81.3 mi
- Windsnest Park4.87.2 mi
- Macatawa Bay Yacht Club4.716.9 mi
- Adelaide Pointe Marina4.215.6 mi
- Eldean Shipyard4.117 mi
- Safe Harbor Grand Isle4.54.1 mi
- Yacht Basin Marina4.615.6 mi
- American Dunes Golf Club4.81.2 mi
- Pigeon Creek Golf Course4.66.9 mi
- Macatawa Golf Club4.711.7 mi
- Three Fires Golf Club4.110.1 mi
- Spring Lake Country Club4.74.9 mi
- Meijer4.32 mi
- Meijer4.39.8 mi
- Meijer4.312.7 mi
- The Lakes Mall3.79.4 mi
- Kohl's4.39.3 mi
- Blodgett Memorial Medical Center Heliport4.629.3 mi
- Muskegon County Airport (MKG)4.710.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Popular hiking trails with dunes and Lake Michigan access.
Major beach destination with pier and lighthouse access.
Public 18-hole course serving the local community.
Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).