The story of this market
The typical home in ZIP 46785 sells for about $312,913, or $144 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $855 a month.
ZIP 46785 — Saint Joe
The housing market in 46785 is characterized by low inventory and stable, rural-focused demand. Prices reflect the limited supply of single-family homes on larger acreage lots, with minimal turnover observed in the current period.
This ZIP is best suited for those seeking rural living, larger lot sizes, and a quiet community atmosphere away from urban density.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 65 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 10.4% · poverty 7.8% — a mixed stability profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46785, DeKalb County, IN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Residents typically commute by personal vehicle to employment centers in Auburn or Fort Wayne.
The area features rural landscapes and proximity to local parks and outdoor recreation in DeKalb County.
The rental market is limited in this rural ZIP code with low turnover and minimal multi-family inventory.
The local economy is primarily driven by agriculture and small-scale manufacturing in the surrounding DeKalb County region.
Parcels are served by local school districts and county-level utility and emergency service districts.
Data retrieved from Census Reporter for ZCTA 46785.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.