The story of this market
The typical home in ZIP 32648 sells for about $205,000, or $245 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 96 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,041 a month.
ZIP 32648 — Horseshoe Beach
Horseshoe Beach is a small, niche coastal market with low transaction volume and a high share of seasonal or vacation properties. The market is characterized by its reliance on the fishing industry and tourism, with limited residential inventory and stable pricing.
This area is primarily suited for retirees, vacation-home buyers, and fishing enthusiasts seeking a quiet, coastal lifestyle.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 96 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 29.6% — a mixed stability profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 32648, Dixie County FL
The area is a coastal fishing village in northern Florida, subject to Gulf of Mexico storm and flood risks.
The local economy is driven by tourism and fishing, with limited large-scale industrial or corporate development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
The area is known for its coastal access, fishing, and golf cart-friendly village atmosphere.
The economy is primarily based on small-scale fishing, tourism, and local services.
Data sourced from US Census Bureau and UnitedStatesZipCodes.org
A coastal village known for fishing and Gulf access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.