LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 30028 sells for about $506,650, or $208 per square foot.

Prices are down 5.5% from a year ago, which gives buyers more room to negotiate. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $2,270 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 30028 — Cumming

Forsyth County →refreshed Sep 29, 20262 cycles retainednext refresh Oct 29, 2026
Market mood · cautiously optimistic

The 30028 housing market shows signs of stabilization with a median price of $650,000, reflecting a slight year-over-year cooling. High demand for single-family homes persists, supported by strong local demographics and school quality, though inventory levels are rising. Market conditions remain competitive for well-priced properties despite broader economic headwinds.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking suburban space, high-quality schools, and a balance between outdoor recreation and access to the Atlanta metro area.

Parent geography
Cumming · no city intel reportForsyth County →Georgia state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 129.3 km²Water area · 1.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$506,650
-5.5% year over year
Divergent · 22.1% from published 2025 series — validation case open, publishes pending verdict
Days on market
48 days
Active listings
460
Listings with price cuts
23%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
23
Growth/100

Median prices moved down 5.5% year over year.

69
Liquidity/100

Homes spend a median of 48 days on market with 3.7 months of supply — a fast-moving market.

66
Momentum/100

23% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 3.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+41.7%

versus the prior ACS vintage

Net migration
+1,200 people

net influx — more people moved in than out

Population base
38,433

ZCTA 30028, Forsyth County GA

Area context
Schools & education

The area is served by highly-rated public schools within the Forsyth County School District, which is frequently recognized for academic performance and college readiness.

Environmental & hazard

The area faces standard regional risks for severe thunderstorms and occasional wind damage, with insurance premiums trending upward due to broader Georgia market pressures.

Growth & development

The area is experiencing significant residential expansion and suburban development, supported by its proximity to the Atlanta metropolitan employment core and major infrastructure improvements in Forsyth County.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.

Transportation & commute

Residents primarily commute via GA-400 toward the Atlanta-Sandy Springs-Roswell employment hubs, with commute times averaging approximately 35-40 minutes.

Recreation & amenities

The area features extensive access to Lake Lanier for water sports, numerous community parks, and proximity to the Big Creek Greenway for hiking and cycling.

Rental market

The rental market is characterized by high demand for single-family detached homes, with moderate vacancy pressure and a growing presence of institutional investors.

Economy & employers

The local economy is anchored by professional services, healthcare, and retail, with strong employment ties to the broader Atlanta-Sandy Springs-Roswell MSA.

Transportation & infrastructure

Transportation is heavily reliant on private vehicle use, with GA-400 serving as the primary arterial corridor for regional transit.

Development pipeline

Development is focused on master-planned residential communities and mixed-use retail centers along the Highway 20 and GA-400 corridors.

County appraisal district

Forsyth County Central Appraisal District conducts annual assessments based on market sales data to determine property tax valuations.

Special districts

Parcels are subject to Forsyth County School District taxes and standard municipal utility service districts.

Insurance & hazard market

Property insurance market is stable but experiencing premium increases consistent with statewide trends for wind and storm coverage.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 30028, Forsyth County GA
Population
38,433
Median age
37.2 yrs
Owner-occupancy
82.4%
Median home value
$485,000
Median gross rent
$1,850
Median household income
$138,011
Median year built
2007
Vacancy rate
3.2%
Renter share
17.6%
Owner cost burden
22.1%
Renter cost burden
38.5%
Population change
+41.7%
Net migration
1,200
Work-from-home share
28.4%
Mean commute
38.2 min
Bachelor's or higher
54.2%
Unemployment
5%
Poverty rate
3.8%
Avg household size
3.03
White
72.1%
Asian
12.5%
Hispanic
9.2%
Black
4.1%
Other
2.1%

Data retrieved from Census Reporter and US Census Bureau ACS 5-year tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

West Forsyth High SchoolHigh9/10Forsyth County SchoolsHighly rated for college readiness.
Liberty Middle SchoolMiddle8/10Forsyth County SchoolsStrong academic performance.
Sawnee Elementary SchoolElementary8/10Forsyth County SchoolsConsistently high test scores.
School districts
Forsyth County SchoolsALarge, high-performing district serving the majority of the county.
Utilities & services
ElectricSawnee EMCPrimary cooperative provider for the area.
Natural GasAtlanta Gas LightInfrastructure provider with choice of retail suppliers.
Water/SewerForsyth County Water & SewerMunicipal service provider.
InternetXfinity/AT&TBroadband services widely available.
Major employers & industries
Forsyth County GovernmentPublic AdministrationMajor regional employer.
Northside Hospital ForsythHealthcareSignificant regional medical anchor.
AutomationDirectManufacturing/TechMajor local corporate presence.
Major amenities · ZIP 30028
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
19 · 13 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
14 · 20 mi
Shopping & dining districts
11 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Lanier
Waterfront

Major regional reservoir offering boating, fishing, and recreation.

Big Creek Greenway
Trail

Multi-use trail system for walking and cycling.

Sawnee Mountain Preserve
Park

Features hiking trails and scenic views of the North Georgia mountains.

On the horizon · announced & under construction
Forsyth County Infrastructure ExpansionInfrastructureOngoingContinuous road widening projects along GA-400 and local arterials to support growth.
Sources · 6 cited

Key-figure check: median price diverges 28.3% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $650,000 (+28.3% vs the prior refresh cycle) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.