LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 25411 sells for about $321,870.

Prices are up +6.3% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,324 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 25411 — Berkeley Springs

Morgan County →refreshed Nov 11, 2026next refresh Dec 11, 2026
Market mood · cautiously optimistic

The market in 25411 shows steady appreciation and stable demand, driven by its appeal as a scenic, lower-cost alternative to urban centers. While inventory remains tight, the market is supported by consistent rental demand and a stable local economy. Note that some specific market metrics like active listing counts and days on market are based on limited available data points.

Who this ZIP fits

This ZIP is well-suited for families and retirees seeking a quieter, scenic environment with lower costs of living compared to major metropolitan areas, as well as investors looking for stable rental demand.

Parent geography
Berkeley Springs · no city intel reportMorgan County →West Virginia state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 361.8 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$321,870
+6.3% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
88 days
Active listings
18
Listings with price cuts
6%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
82
Growth/100

Median prices moved up 6.3% year over year.

65
Liquidity/100

Homes spend a median of 88 days on market with 1.0 months of supply — a fast-moving market.

81
Momentum/100

6% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

79
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 11.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,050$1,400$1,750$2,100$2,450

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
-2.1%

versus the prior ACS vintage

Population base
12,367

ZCTA 25411, Morgan County, WV

Area context
Schools & education

Schools in the area are part of the Morgan County school system, which serves the local population with a mix of elementary, middle, and high school facilities.

Environmental & hazard

The area is subject to standard regional climate risks including seasonal flooding and wind; insurance availability is generally stable but subject to national market trends.

Growth & development

Economic momentum is driven by local tourism, small businesses, and the regional service sector, with limited large-scale industrial development.

Taxation

Property taxes are assessed at the county level by Morgan County; rates are based on the assessed value of real property, with specific exemptions available for homesteads.

Transportation & commute

Commuting is primarily car-dependent, with residents often traveling to regional employment hubs in the Eastern Panhandle or across state lines into Maryland.

Recreation & amenities

The area is known for Berkeley Springs State Park, local mineral springs, hiking trails in the surrounding mountains, and proximity to Cacapon Resort State Park.

Rental market

The rental market shows moderate vacancy pressure with a trajectory of rising rents, supported by a mix of long-term residents and seasonal demand.

Economy & employers

The local economy is anchored by tourism, hospitality, and small-scale retail, with many residents commuting to larger regional employment centers.

Transportation & infrastructure

Transportation is primarily via state highways; there is no significant public transit infrastructure serving the area.

Development pipeline

Development is largely focused on small-scale residential and tourism-related improvements rather than large-scale commercial projects.

County appraisal district

The Morgan County Assessor's office manages property valuations based on market data and state-mandated assessment cycles.

Special districts

Parcels are subject to Morgan County school district taxes and standard municipal utility service districts.

Insurance & hazard market

Property insurance remains available, though premiums are influenced by regional hazard profiles and national carrier trends.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 25411, Morgan County, WV
Population
12,367
Median age
49.2 yrs
Owner-occupancy
66.7%
Median home value
$241,000
Median gross rent
$802
Median household income
$71,349
Median year built
1985
Vacancy rate
17.1%
Renter share
16.2%
Owner cost burden
18.5%
Renter cost burden
35.2%
Population change
-2.1%
Work-from-home share
8.5%
Mean commute
32.4 min
Bachelor's or higher
20.3%
Unemployment
5.2%
Poverty rate
11.8%
Avg household size
2.32
White
94.5%
Hispanic
2.1%
Black
1.2%
Other
2.2%

Data retrieved from US Census Bureau ACS 5-year estimates for ZCTA 25411.

Public schools with an address here · 4

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.

Berkeley Springs High SchoolHighAverageMorgan County Schools
Warm Springs Intermediate SchoolMiddle
Warm Springs Middle SchoolMiddleAverageMorgan County Schools
Widmyer ElementaryElementaryAverageMorgan County Schools
School districts
Morgan County SchoolsAverageThe sole district serving the county with a focus on rural education.
Utilities & services
InternetFrontier/ComcastVaries by specific location within the ZIP.
ElectricPotomac EdisonPrimary regional provider.
Water/SewerTown of BathMunicipal services in the town center; rural areas use wells/septic.
Major employers & industries
Morgan County SchoolsEducationMajor public employer.
War Memorial HospitalHealthcareKey regional healthcare provider.
Tourism/HospitalityServiceAnchor industry for the local economy.
Amenities & attractions3 retained amenities
Inside this ZIP
Berkeley Springs State Park
Park

Historic park featuring mineral springs and bathhouses.

Cacapon Resort State Park
Park

Large state park offering golf, hiking, and lake activities.

Downtown Berkeley Springs
Shopping/Dining

Historic district with local boutiques, galleries, and restaurants.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.