The story of this market
The typical home in ZIP 21754 sells for about $660,945, or $193 per square foot.
Prices are down 11% from a year ago, which gives buyers more room to negotiate. Homes take about 76 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,745 a month.
ZIP 21754
The 21754 housing market is currently experiencing a period of price adjustment with a median sale price of $660,945, reflecting a year-over-year decline of 11%. Inventory remains tight with 43 active listings, and the market is characterized by high household incomes and strong demand for single-family homes. The area remains a stable, affluent suburban enclave with limited rental depth and high owner-occupancy rates.
This ZIP is well-suited for family buyers and commuters seeking suburban living with high household incomes and access to major regional employment centers.
Median prices moved down 11.0% year over year.
Homes spend a median of 76 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 2.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 21754, Frederick County MD
The area is served by the Frederick County Public Schools system, which generally maintains high performance ratings within the region.
The area is characterized by residential development momentum with a mix of historic and modern construction, supported by proximity to major employment corridors in Frederick and Montgomery counties.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Residents typically commute via I-270 or I-70 toward employment hubs in Frederick, Rockville, and the Washington D.C. metro area.
The area features access to local parks, greenbelts, and proximity to regional golf courses and shopping districts in nearby Frederick.
The rental market is characterized by a high share of 3+ bedroom units with rents typically exceeding $1,000 per month; vacancy pressure is low.
The local economy is driven by professional services, government contracting, and proximity to the biotech and tech corridors of Montgomery County.
Parcels are subject to Frederick County property taxes and may fall within specific utility or school district boundaries.
Data retrieved from U.S. Census Bureau ACS 5-year estimates via ZIP-Codes.com.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Various community green spaces and trails serving the Ijamsville area.
Proximity to major retail centers in Frederick and Urbana.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.