The story of this market
The typical home in ZIP 13324 sells for about $222,500, or $163 per square foot.
Prices are up +12.7% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $808 a month.
ZIP 13324 — Cold Brook
The housing market in the Utica-Rome region shows moderate growth with a 12.7% year-over-year increase in closed sale prices. Inventory remains constrained, supporting a seller-leaning environment with a 97.8% sale-to-list ratio. Market conditions are driven by steady demand and limited supply across the metropolitan area.
Median prices moved up 12.7% year over year.
Homes spend a median of 42 days on market with 4.2 months of supply — a fast-moving market.
11% of listings have cut prices · homes sell at 97.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 9.0% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13324, Herkimer County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Property taxes are assessed at the local level in Herkimer County, with rates determined by municipal, county, and school district levies.
The area is part of the broader Utica-Rome metropolitan economy, which is anchored by healthcare, education, and manufacturing sectors.
Data retrieved from US Census Bureau ZCTA-level tables.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.