LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 08861 sells for about $470,000, or $315 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 25 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,675 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 08861 — Perth Amboy

Middlesex County →refreshed Oct 1, 2026next refresh Oct 31, 2026
Market mood · cautiously optimistic

The Perth Amboy housing market shows steady demand with a median sale price of $470,000, supported by its transit-oriented location. While inventory remains tight, the market is experiencing moderate year-over-year price growth. Buyers are primarily focused on single-family homes and multi-family investment properties near the waterfront.

Who this ZIP fits

This ZIP is well-suited for commuters seeking transit access to NYC and Newark, as well as families looking for established urban neighborhoods with proximity to waterfront amenities.

Parent geography
Perth Amboy · no city intel reportMiddlesex County →New Jersey state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 13.2 km²Water area · 3.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$470,000
+4.2% year over year
Corroborated · 1 anchor · 2.2% off nearest
Days on market
25 days
Active listings
55
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
99.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

83
Liquidity/100

Homes spend a median of 25 days on market with 3.2 months of supply — a fast-moving market.

79
Momentum/100

12% of listings have cut prices · homes sell at 99.5% of asking — demand is running ahead of supply.

47
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 13.6% · poverty 19.3% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$5,000$7,500$10,000$12,500$15,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
−120 people

net outflow — more people moved out than in

Population base
59,351

ZCTA 08861, Middlesex County NJ

Area context
Crime & safety

Perth Amboy experiences crime rates that are generally higher than the national average, with property crime being the most frequently reported incident type.

Schools & education

Public schools in the area are managed by the Perth Amboy Public Schools district, which serves a large, diverse student population with varying performance metrics across individual campuses.

Environmental & hazard

The area is located along the Raritan Bay, making it susceptible to coastal flooding and storm surge events, which influences local property insurance requirements.

Growth & development

Economic momentum is driven by its proximity to major logistics and industrial hubs in Middlesex County, alongside ongoing urban redevelopment efforts in the waterfront district.

Taxation

Property taxes are assessed at the municipal level in New Jersey, with Perth Amboy maintaining one of the higher effective tax rates in the state to fund local services and school district operations.

Transportation & commute

Residents benefit from access to the NJ Transit North Jersey Coast Line and major highways like the Garden State Parkway and NJ Turnpike, facilitating commutes to Newark and New York City.

Recreation & amenities

The area features significant waterfront access at Raritan Bay, several municipal parks, and proximity to regional shopping centers and dining districts in the downtown core.

Rental market

The rental market is characterized by high demand and low vacancy rates, driven by a mix of long-term residents and commuters seeking transit-accessible housing.

Economy & employers

The local economy is anchored by logistics, manufacturing, and healthcare services, benefiting from its strategic location near major transportation corridors.

Transportation & infrastructure

The area is served by the Perth Amboy train station on the NJ Transit North Jersey Coast Line and is well-connected to the regional highway network.

Development pipeline

Ongoing planning efforts focus on transit-oriented development near the train station and the continued rehabilitation of older housing stock.

Special districts

Parcels are subject to municipal, county, and school district taxes, with no significant MUD/PID districts reported.

Insurance & hazard market

Property insurance premiums are influenced by the area's coastal flood zone designations and proximity to industrial sites.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 08861, Middlesex County NJ
Population
59,351
Median age
38.3 yrs
Owner-occupancy
38.5%
Median home value
$425,000
Median gross rent
$1,650
Median household income
$62,450
Median year built
1960
Vacancy rate
5.2%
Renter share
61.5%
Owner cost burden
32.4%
Renter cost burden
48.9%
Population change
+0.8%
Net migration
-120
Work-from-home share
12.5%
Mean commute
34.5 min
Bachelor's or higher
18.2%
Unemployment
13.6%
Poverty rate
19.3%
Avg household size
3.1
Hispanic or Latino
78.2%
White alone
12.1%
Black or African American
6.5%
Asian
2.1%
Other
1.1%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Perth Amboy High SchoolHigh3/10Perth Amboy Public SchoolsServes the majority of the ZIP code.
Wilentz Elementary SchoolElementary4/10Perth Amboy Public SchoolsPublic elementary school serving local neighborhoods.
School districts
Perth Amboy Public SchoolsC-Large urban district serving the entire city of Perth Amboy.
Utilities & services
ElectricPSE&GPrimary provider for the region.
Natural GasPSE&GPrimary provider for the region.
InternetOptimum/VerizonBroadband services available throughout the ZIP.
Water/SewerCity of Perth AmboyMunicipal utility services.
Major employers & industries
Hackensack Meridian HealthHealthcareMajor regional employer.
AmazonLogisticsSignificant presence in nearby industrial parks.
Major amenities · ZIP 08861
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
9 · 20 mi
Shopping & dining districts
5 · 13 mi
Airports
4 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Harborside Marina
Waterfront

Provides recreational boating access to Raritan Bay.

Washington Park
Park

A central community park offering sports fields and playgrounds.

Perth Amboy Waterfront
Attraction

Features walking paths and views of the Arthur Kill waterway.

On the horizon · announced & under construction
Waterfront Redevelopment ProjectMixed-useApprovedPlanned revitalization of the historic waterfront area with residential and retail components.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.