LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Chattanooga, Tennessee sells for about $367,000, or $205 per square foot.

Prices are up +2.2% from a year ago, so sellers still have some momentum. Homes take about 41 days to sell. HUD's fair market rent for a two-bedroom is $1,256 a month.

Monthly price momentum

Home values since 2015

-0.4%

TN · past 12 months

TN 231.6USA 208.1
20152017201920212023202595135175239.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Chattanooga, Tennessee

city-limits scoped researchrefreshed Oct 16, 2026, 7:04 PM2 refresh cycles retainednext refresh due Nov 15, 2026
Market sentiment: cautiously optimistic

The Chattanooga housing market is showing resilience with a 2.2% year-over-year increase in median sale prices to $367,000. While inventory has increased, demand remains steady, supported by the city's diverse economic base and ongoing urban development projects. Market conditions are currently characterized by a balanced pace of sales, though buyers are increasingly sensitive to interest rate fluctuations.

No ARED county foreclosure postings attributed to Chattanooga yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).

County & ZIP intel reports · Chattanooga← Tennessee state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 368.7 km²Water area · 20 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$367,000
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$205
Median days on market
41
Active listings
3,421
Median price change YoY
+2.2%
Months of supply
3.9
Sale-to-list ratio
98.5%
Median asking rent
$1,256/mo
Population
194,144
Median household income
$66,060
Distress filings (ledger)
0
Deterministic roll-up
15 of 15 ZIP reports contributed
Median sale price
$349,216
Median price / sq ft
$220
Median days on market
59.1
Active listings
9,364
Listings with price cuts
5.61%
Median price change YoY
+0.69%
Closed sales (monthly)
4,667
Months of supply
0.8
Sale-to-list ratio
99.52%
Median asking rent
$1,112/mo
Population
214,190
Median household income
$57,648

Deterministic aggregate of 15 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
74
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
53
Growth/100

Median prices moved up 0.7% year over year.

79
Liquidity/100

Homes spend a median of 59 days on market with 0.8 months of supply — a fast-moving market.

84
Momentum/100

6% of listings have cut prices · homes sell at 99.52% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 15.8% — a stable, low-distress profile.

Major amenities · Chattanooga, Tennessee
Entertainment venues, stadiums & amphitheaters
13 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
19 · 24 mi
Parks, trails & nature
20+ · 16 mi
Lakes, marinas & beaches
7 · 24 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Tennessee Riverwalk
Park/Trail

A 13-mile riverfront park system that serves as a major recreational spine for the city, enhancing property values along the river corridor.

Coolidge Park
Park

A popular waterfront park in the Northshore district featuring a historic carousel and fountain, acting as a primary community gathering space.

Hunter Museum of American Art
Museum

A landmark cultural institution overlooking the Tennessee River that anchors the downtown arts district.

On the horizon · announced & under construction
Volkswagen Plant ExpansionIndustrialOngoingContinued investment in the local manufacturing facility, driving job growth and regional economic stability.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Chattanooga is well-suited for family buyers seeking outdoor amenities, commuters benefiting from regional connectivity, and investors attracted by the city's steady economic growth and relatively affordable housing compared to national averages.

Transportation & infrastructure

The city is served by major highway corridors including I-24, I-75, and I-59, facilitating regional logistics and commuting.

Recreation & amenities

Chattanooga offers an extensive amenity base centered on the Tennessee River, featuring the Riverwalk, Coolidge Park, and proximity to Lookout Mountain, which significantly bolsters local property demand and lifestyle appeal.

Rental market

The rental market remains stable with moderate vacancy pressure; demand is supported by the city's growing population and the presence of the University of Tennessee at Chattanooga, though short-term rental regulations are increasingly monitored.

Economy & momentum
Economy & employers

The economy is anchored by manufacturing, logistics, and a growing technology sector, with major employers including Volkswagen and the University of Tennessee at Chattanooga.

Growth & development

Chattanooga maintains strong economic momentum driven by its status as a regional logistics and manufacturing hub, anchored by major employers like Volkswagen and a robust tech sector supported by municipal fiber-optic infrastructure.

Development pipeline

Ongoing urban revitalization efforts are focused on the Southside and Brainerd corridors, with significant infrastructure upgrades planned for North Chattanooga.

Special districts

Parcels in Chattanooga are subject to various special districts, including utility and school districts, which are managed at the county level.

Risk & carrying cost
Taxation

Property taxes are assessed at the county level with city-specific millage rates applied to the assessed value, which is a percentage of the appraised market value.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Chattanooga city, Tennessee
Population
194,144
Median age
36.5 yrs
Owner-occupancy
52.4%
Median home value
$283,200
Median gross rent
$1,256
Median household income
$66,060
Median year built
1978
Vacancy rate
7.5%
Renter share
47.6%
Owner cost burden
22%
Renter cost burden
45%
Population change
+6.9%
Work-from-home share
12.5%
Mean commute
22.5 min
Bachelor's or higher
33.7%
Unemployment
4.2%
Poverty rate
15.8%
Avg household size
2.35
White
58.2%
Black or African American
31.5%
Hispanic or Latino
7.2%
Other
3.1%

Data retrieved from U.S. Census Bureau QuickFacts and Data.census.gov profiles.

Public schools with an address here · 0

No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.

School districts
Hamilton County SchoolsBThe primary district serving Chattanooga, managing a large portfolio of schools with varying performance levels across the city.
Utilities & services
Electric/FiberEPBMunicipal provider known for high-speed fiber-optic internet and reliable electricity.
Major employers & industries
Volkswagen Group of AmericaManufacturingMajor regional employer with thousands of employees.
University of Tennessee at ChattanoogaEducationSignificant anchor institution and employer.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city15 ZIP reports · 15 researched
Sources · 4 cited