LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Seneca, South Carolina sells for about $389,900, or $215 per square foot.

Prices are up +11% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,700 a month.

Monthly price momentum

Home values since 2015

-0.3%

SC · past 12 months

SC 226.9USA 208.1
20152017201920212023202595135175235.1

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Seneca, South Carolina

city-limits scoped researchrefreshed Oct 17, 2026, 2:21 AMnext refresh due Nov 16, 2026
Market sentiment: cautiously optimistic

Seneca's housing market is characterized by steady demand driven by its lakefront lifestyle, with median prices showing growth over the past year. While inventory remains limited, the city continues to attract interest from those seeking residential stability in the Upstate region. Note that specific metrics like sale-to-list ratios and detailed tax history are not currently published at the city-limit level.

No ARED county foreclosure postings attributed to Seneca yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Seneca← South Carolina state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 22.3 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$389,900
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$215
Median days on market
84
Active listings
346
Median price change YoY
+11%
Median asking rent
$1,700/mo
Population
9,424
Median household income
$48,347
Distress filings (ledger)
0
Deterministic roll-up
2 of 2 ZIP reports contributed
Median sale price
$334,111
Median price / sq ft
$189
Median days on market
103.97
Active listings
656
Listings with price cuts
2.39%
Median price change YoY
+4.76%
Closed sales (monthly)
93
Months of supply
0.8
Sale-to-list ratio
99.55%
Median asking rent
$180/mo
Population
36,131
Median household income
$51,618

Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
74
Growth/100

Median prices moved up 4.8% year over year.

58
Liquidity/100

Homes spend a median of 104 days on market with 0.8 months of supply — a balanced-paced market.

87
Momentum/100

2% of listings have cut prices · homes sell at 99.55% of asking — demand is running ahead of supply.

69
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 24.5% — a mixed stability profile.

Amenities & attractions2 retained amenities · 1 development on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Lake Keowee
Waterfront

A major reservoir providing extensive boating, fishing, and recreational opportunities that serve as the primary economic and lifestyle anchor for the city.

Seneca Riverwalk
Park/Trail

A scenic outdoor space providing walking and nature trails that enhance the city's quality of life and recreational appeal.

On the horizon · announced & under construction
Lake Keowee Residential ExpansionResidentialOngoingContinued development of residential properties around the lakefront to meet demand for vacation and primary housing.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Seneca is well-suited for retirees and lake-lifestyle seekers looking for waterfront access, as well as families drawn to the small-town atmosphere and proximity to regional employment centers.

Schools & education

The city is served by the School District of Oconee County, which maintains a standard regional curriculum and accountability framework.

Transportation & infrastructure

The city is accessible via regional highway corridors, serving as a central point for Oconee County transit and commuting.

Recreation & amenities

Seneca is defined by its proximity to Lake Keowee, offering extensive water-based recreation, boating, and fishing opportunities that drive local tourism and residential demand.

Rental market

The rental market is supported by a mix of long-term residents and seasonal demand related to the lake, with limited inventory keeping pressure on pricing.

Economy & momentum
Economy & employers

The local economy is anchored by manufacturing, retail, and tourism, with significant influence from the recreational appeal of Lake Keowee.

Growth & development

Seneca serves as a commercial and residential hub for Oconee County, benefiting from its proximity to Lake Keowee and regional manufacturing employers.

Development pipeline

Development is focused on residential growth and infrastructure improvements to support the expanding population near the lake.

Special districts

Parcels are subject to the School District of Oconee County and standard municipal utility districts.

Risk & carrying cost
Environmental & hazard

The area is subject to standard regional flood and storm risks associated with the Upstate South Carolina climate, with insurance markets generally stable but sensitive to regional weather patterns.

Insurance & hazard market

Insurance markets are generally stable, though property owners should account for regional weather-related risk factors.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (South Carolina) — Property Tax Assessment Ratio: Property tax is calculated by multiplying the fair market value by an assessment ratio, then applying the local millage rate. The assessment ratio is 4% for owner-occupied legal residences and 6% for other real property.

Discovery profileACS 2020-2024
Census profile · Seneca city, South Carolina
Population
9,424
Owner-occupancy
51.4%
Median home value
$240,000
Median household income
$48,347
Population change
+6.6%
Unemployment
3.4%
Poverty rate
24.5%

Data retrieved from US Census Bureau QuickFacts.

Public schools with an address here · 0

No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.

School districts
School District of Oconee CountyNot determinableThe primary district serving the city, managing all public K-12 education for the area.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city2 ZIP reports · 2 researched
Sources · 6 cited