LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in White Lake, Michigan sells for about $379,900, or $205 per square foot.

Prices are down 15.72% from a year ago, which gives buyers more room to negotiate. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,725 a month.

Monthly price momentum

Home values since 2015

+4.5%

MI · past 12 months

MI 228USA 208.1
20152017201920212023202595130165233

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

White Lake, Michigan

city-limits scoped researchrefreshed Oct 20, 2026, 4:22 PMnext refresh due Nov 19, 2026
Market sentiment: cautiously optimistic

The White Lake housing market is currently experiencing a correction in median prices, down 15.72% year-over-year, which is improving affordability for buyers. Despite the price adjustment, the market remains active with a low supply of 2.1 months, indicating that well-priced homes continue to move quickly. The area's strong school districts and abundant recreational amenities remain the primary drivers of long-term demand.

No ARED county foreclosure postings attributed to White Lake yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · White Lake← Michigan state intel
Latest readings
Median sale price
$379,900
Divergent · 16.2% from published 2024 series — validation case open, publishes pending verdict
Median price / sq ft
$205
Median days on market
45
Active listings
80
Listings with price cuts
15%
Median price change YoY
-15.72%
Closed sales (monthly)
42
Months of supply
2.1
Sale-to-list ratio
98.5%
Median asking rent
$1,725/mo
Population
30,950
Median household income
$94,985
Avg effective property tax rate
0.76%
Distress filings (ledger)
0
Deterministic roll-up
2 of 2 ZIP reports contributed
Median sale price
$433,359
Median price / sq ft
$203
Median days on market
39.64
Active listings
338
Listings with price cuts
19.64%
Median price change YoY
-0.49%
Closed sales (monthly)
117
Months of supply
3.2
Sale-to-list ratio
98.5%
Median asking rent
$1,632/mo
Population
31,141
Median household income
$96,997

Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
48
Growth/100

Median prices moved down 0.5% year over year.

76
Liquidity/100

Homes spend a median of 40 days on market with 3.2 months of supply — a fast-moving market.

69
Momentum/100

20% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 8.9% — a stable, low-distress profile.

Amenities & attractions3 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Pontiac Lake Recreation Area
Park

A large state-managed recreation area offering extensive trails, a beach, and camping, serving as a major regional draw for outdoor enthusiasts.

Indian Springs Metropark
Park

Features diverse ecosystems, a golf course, and educational facilities, providing significant green space that preserves the township's natural character.

White Lake Oaks Golf Course
Golf Course

A well-regarded public golf facility that serves as a community anchor and recreational hub for residents.

On the horizon · announced & under construction
Township Center RevitalizationMixed-useOngoingA multi-phase project aimed at enhancing the commercial core and walkability of the township center.
Elizabeth Trace TownhomesResidentialUnder ConstructionNew residential development providing modern housing options to meet local demand.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

White Lake is an ideal fit for family buyers seeking high-quality schools and outdoor recreation, as well as commuters who value a suburban lifestyle within reach of Oakland County employment hubs. The area also attracts downsizers looking for lakefront or quiet residential settings.

Schools & education

The township is served by highly-regarded public school districts, including Walled Lake Consolidated Schools and Huron Valley Schools, which are known for strong academic performance and diverse extracurricular offerings. These districts are a primary driver for family-oriented housing demand in the area.

Transportation & infrastructure

The township is primarily served by major highway corridors including M-59, which facilitates regional connectivity. Public transit options are limited, making the area highly dependent on private vehicle transportation for daily commutes.

Recreation & amenities

White Lake offers an extensive amenity base centered on its numerous inland lakes and public recreation areas, including the Pontiac Lake Recreation Area and Indian Springs Metropark. These spaces provide year-round opportunities for boating, hiking, and golf, significantly enhancing the quality of life and property appeal.

Rental market

The rental market is characterized by moderate depth, with demand supported by residents seeking suburban living without immediate homeownership. Vacancy pressure remains low, and the market features a mix of single-family rentals and newer townhome developments.

Economy & momentum
Economy & employers

The local economy is anchored by a diverse mix of small-to-medium businesses, retail, and service industries, with many residents commuting to larger employment centers in Oakland County. The area benefits from a stable economic base and ongoing investment in local infrastructure.

Growth & development

Economic momentum is driven by a mix of local retail, service-sector businesses, and proximity to the broader Oakland County employment corridor. Infrastructure upgrades, including road improvements and township center revitalization efforts, are actively managed to support residential growth.

Development pipeline

Development activity is focused on residential infill and the revitalization of the township's commercial corridors. Planning efforts prioritize maintaining the suburban, lake-oriented character while accommodating moderate growth.

Special districts

Parcels are subject to local school district millages and township-specific assessments for services such as waste management and infrastructure maintenance.

Risk & carrying cost
Crime & safety

White Lake Township generally maintains a lower crime rate compared to the broader Oakland County and regional averages, characterized by a suburban safety profile. Local law enforcement emphasizes community-oriented policing to maintain this stability.

Environmental & hazard

The area is characterized by a significant number of inland lakes, necessitating careful consideration of flood-plain management for waterfront properties. Standard Michigan wind and winter-weather risks apply, with insurance markets remaining stable but sensitive to property-specific proximity to water.

Insurance & hazard market

Property insurance markets are stable, though premiums are influenced by the high density of inland lakes and associated flood-risk profiles for specific properties.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Michigan) — Disabled Veterans Homestead Exemption: Provides an exemption from property taxes levied for school operating purposes and potentially other local taxes depending on eligibility. State (Michigan) — General Property Tax Act: Property is assessed at 50% of true cash value (State Equalized Value). Taxable value is capped at the lesser of the state equalized value or the previous year's taxable value adjusted by the consumer price index (up to 5%), unless a transfer of ownership occurs.

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$225,000$300,000$375,000$450,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · White Lake charter township, Michigan
Population
30,950
Median age
41.6 yrs
Owner-occupancy
87.5%
Median home value
$327,000
Median gross rent
$1,516
Median household income
$94,985
Median year built
1985
Vacancy rate
5.2%
Renter share
12.5%
Owner cost burden
22%
Renter cost burden
35%
Population change
+1.4%
Work-from-home share
15%
Mean commute
31.6 min
Bachelor's or higher
42%
Unemployment
3.5%
Poverty rate
8.9%
Avg household size
2.56
White alone
89%
Black alone
2.8%
Asian alone
0.6%
Two or More Races
6.7%
Hispanic or Latino
3.1%

Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter.

Public schools with an address here · 8

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.

Harbor High SchoolHigh
Lakeland High SchoolHigh8/10Huron Valley Schools
White Lake Middle SchoolMiddle7/10Huron Valley Schools
Dublin ElementaryElementary
Houghton Elementary SchoolElementary
Lakewood Elementary SchoolElementary
Oxbow Elementary SchoolElementary8/10Huron Valley Schools
Huron Valley Adult EducationOther
School districts
Huron Valley SchoolsB+A large district serving the township with a focus on comprehensive education and community engagement.
Walled Lake Consolidated SchoolsA-Serves a material portion of the township with a reputation for high academic standards.
Utilities & services
Waste ManagementPriority WastePrimary provider for residential waste and recycling services.
InternetVariousMultiple providers including Comcast and AT&T serve the area.
Major employers & industries
Huron Valley SchoolsEducationMajor local employer.
Local Retail/Service SectorRetailSignificant contributor to local employment.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city2 ZIP reports · 2 researched
Sources · 6 cited