LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Rancho Santa Fe, California sells for about $6,512,500, or $998 per square foot.

Prices are up +33.7% from a year ago, so sellers still have some momentum. Homes take about 41 days to sell. HUD's fair market rent for a two-bedroom is $15,800 a month.

Monthly price momentum

Home values since 2015

+0.5%

CA · past 12 months

CA 190.8USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Rancho Santa Fe, California

city-limits scoped researchrefreshed Sep 17, 2026, 6:01 AMnext refresh due Oct 17, 2026
Market sentiment: cautiously optimistic

The Rancho Santa Fe market is currently experiencing a significant surge in median prices and a tightening of inventory, indicating strong demand for luxury assets. While sales volume remains low, the high sale-to-list ratio suggests that sellers maintain significant pricing power in this exclusive enclave.

No ARED county foreclosure postings attributed to Rancho Santa Fe yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County intel reports · Rancho Santa Fe← California state intel
County detail pending for this market.
Latest readings
Median sale price
$6,512,500
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$998
Median days on market
41
Active listings
93
Median price change YoY
+33.7%
Closed sales (monthly)
12
Months of supply
6.3
Sale-to-list ratio
104.1%
Median asking rent
$15,800/mo
Population
2,260
Median household income
$175,792
Distress filings (ledger)
0
Deterministic roll-up
1 of 1 ZIP reports contributed
Median price / sq ft
$1,150
Median days on market
70
Active listings
145
Listings with price cuts
15%
Median price change YoY
+45.4%
Closed sales (monthly)
22
Months of supply
6.6
Sale-to-list ratio
96.5%
Median asking rent
$22,750/mo
Population
9,344
Median household income
$187,054

Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 45.4% year over year.

43
Liquidity/100

Homes spend a median of 70 days on market with 6.6 months of supply — a balanced-paced market.

66
Momentum/100

15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.

Major amenities · Rancho Santa Fe, California
Theme, amusement & water parks
20+ · 24 mi
Entertainment venues, stadiums & amphitheaters
12 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
20+ · 24 mi
Parks, trails & nature
20+ · 16 mi
Shopping & dining districts
4 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Rancho Santa Fe Golf Club
Golf Course

A private, historic golf course that serves as a central social and recreational hub for the community.

Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Rancho Santa Fe is best suited for high-net-worth individuals, retirees, and families seeking privacy, large estates, and a prestigious, low-density lifestyle.

Schools & education

The area is served by highly-rated public schools, reflecting the affluent nature of the community and strong local investment in education.

Transportation & infrastructure

The area is primarily car-dependent, with residents relying on private vehicles for access to regional employment hubs in San Diego.

Recreation & amenities

The area features world-class amenities including the Rancho Santa Fe Golf Club and extensive equestrian trails, catering to a luxury lifestyle.

Rental market

The rental market is highly exclusive, dominated by luxury single-family estates with very limited inventory and high monthly premiums.

Economy & momentum
Economy & employers

The local economy is driven by high-end real estate, professional services, and the wealth management sector, with minimal industrial presence.

Growth & development

Development is characterized by high-end residential estates with limited commercial expansion, maintaining the area's exclusive, low-density character.

Development pipeline

Development is strictly controlled by local planning ordinances to preserve the historic, rural-luxury aesthetic of the community.

Special districts

Parcels are subject to standard county property tax levies and specific local school district assessments.

Risk & carrying cost
Environmental & hazard

The region faces significant wildfire risk, which is a primary factor in local property insurance availability and premium costs.

Insurance & hazard market

Property insurance markets are constrained by high wildfire risk, leading to elevated premiums and limited carrier options for homeowners.

Taxation

Property taxes are assessed based on California's Proposition 13 framework, which limits annual increases in assessed value for long-term owners.

Discovery profileACS 2024 5-year estimates
Census profile · Rancho Santa Fe city, California
Population
2,260
Median age
52.6 yrs
Owner-occupancy
0%
Median home value
$2,000,001
Median gross rent
$3,501
Median household income
$175,792
Median year built
0
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
-12.2%
Net migration
0
Work-from-home share
0%
Mean commute
0 min
Bachelor's or higher
0%
Unemployment
0%
Poverty rate
0%
Avg household size
0

Data retrieved from censusreporter.org and point2homes.com.

School districts
Rancho Santa Fe School DistrictNot determinableA small, high-performing district serving the immediate community.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
California state →San Diego County →Rancho Santa Fe · this city
Drill down · ZIP intel reports beneath this city1 ZIP report · 1 researched
Sources · 4 cited