The story of this market
The typical home in Grundy County, Tennessee sells for about $207,775, or $154 per square foot.
Prices are up +3.61% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. Over the long run, values in this county have grown 144% since 2009. The biggest natural hazard here is tornado, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $995 a month.
HUD sets the fair market rent for a 2-bedroom at $995 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2009–2025
+4.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+28.9%). Worst: 2010 (-8.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,232
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2009–2025
+4.9%
2025 change
FHFA repeat-sales index, median of 1 census tracts in this county (2009 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
75
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,349,228.
Mortgage activity
Home lending in this county
76%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 531 | 303 | 76% | 9.9% | $90,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Grundy County, Tennessee
Grundy County's housing market remains stable with modest price appreciation and a focus on affordability compared to state averages. Demand is supported by local residents and those seeking rural lifestyle options, though inventory remains constrained. The market is currently characterized by a balanced, buyer-friendly environment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 6 cities · 9 ZIP reports
Median prices moved down 2.7% year over year.
Homes spend a median of 79 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 52.88% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 18.9% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Grundy County, Tennessee — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 21
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 17
researched Sep 21
researched Sep 21
| 37301 | Altamont | $161,900 | $238 | 0% | 79 | — | — | — | 28 | $967 | researched Sep 17 |
| 37305 | Beersheba Springs | $329,950 | $182 | -6.1% | 66 | — | — | — | 281 | $1,175 | researched Sep 21 |
| 37313 | Coalmont | $144,000 | $242 | 0% | 106 | — | — | — | 20 | $488 | researched Sep 17 |
| 37339 | Gruetli-Laager | $185,000 | $115 | +2.4% | 92 | 96.5% | 12% | 7 | 28 | $950 | researched Sep 17 |
| 37356 | Monteagle | $199,900 | $155 | 0% | 79 | — | — | — | 94 | $752 | researched Sep 17 |
| 37360 | Normandy | $364,816 | $218 | +141.6% | 296 | 100% | — | — | 14 | $1,297 | researched Sep 21 |
| 37365 | Palmer | $178,000 | $122 | -5.8% | 53 | 98% | 25% | 3.5 | 2,200 | $575 | researched Sep 17 |
| 37366 | Pelham | $350,000 | $224 | 0% | 90 | 98% | — | — | 9 | $1,200 | researched Sep 21 |
| 37387 | Tracy City | $385,000 | $419 | +41.1% | 56 | 96% | 24% | 3.3 | 63 | $405 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Grundy County Schools serves the area with a focus on rural education, though performance metrics vary across the district's primary and secondary institutions.
The county is subject to standard regional risks including severe thunderstorms and occasional high winds, with mountainous terrain influencing localized flood and wildfire exposure.
Economic momentum is driven by local manufacturing and small-scale service industries, with limited large-scale infrastructure projects currently reported.
Property taxes are assessed by the county based on a state-mandated appraisal cycle, with rates set by the county commission to fund local services and school operations.
The county features significant natural amenities including South Cumberland State Park, offering extensive hiking trails, waterfalls, and outdoor recreation opportunities.
The rental market is characterized by limited inventory and a high share of single-family detached homes, with vacancy rates reflecting a stable, long-term resident base.
The economy is primarily supported by manufacturing, agriculture, and local government services, with a focus on maintaining a stable, rural economic base.
Transportation is primarily served by state highways, with limited public transit infrastructure available for regional commuting.
The county assessor's office conducts periodic reappraisals to ensure property values align with state-mandated assessment standards.
The county is served by the Grundy County School District, with various utility districts providing water and sanitation services to rural residents.
Property insurance premiums are influenced by regional hazard profiles, including wildfire and storm risks common to the Cumberland Plateau.
- The Caverns4.89.3 mi
- Cumberland Caverns4.818.3 mi
- Adventure Off Road Park4.721.8 mi
- Lookout Winery & Venue4.126.6 mi
- Ketner's Mill4.620.5 mi
- The Caverns4.89.3 mi
- Cumberland Caverns4.818.3 mi
- Foster Falls Recreation Area4.815.1 mi
- Grundy Forest State Natural Area at South Cumberland State Park4.810.9 mi
- Great Stone Door4.93.5 mi
- Old Stone Fort State Archaeological Park4.824.3 mi
- Cumberland Caverns4.818.3 mi
- Lodge Museum of Cast Iron4.827 mi
- Georgia/Alabama/Tennessee Stateline Marker4.429.1 mi
- Fall Creek Falls Betty Dunn Nature Center4.826.1 mi
- Greeter Falls Waterfall4.82.7 mi
- Savage Gulf State Park4.93.5 mi
- Cumberland Caverns4.818.3 mi
- Fiery Gizzard State Park4.711.5 mi
- Foster Falls Recreation Area4.815.1 mi
- Twin Creeks Marina & Resort4.629 mi
- Hales Bar Marina & Resort426 mi
- Cotten's Marina4.428.1 mi
- Horseshoe Bend Marina & Campgrounds4.329.2 mi
- The Course at Sewanee4.618.3 mi
- Dollar General4.115 mi
- Dollar General4.118.8 mi
- DG Market4.317.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive state park offering world-class hiking, rock climbing, and scenic waterfalls that serve as a primary regional attraction.
Located in Altamont, this historic site serves as the administrative heart of the county and a symbol of local heritage.
Data retrieved from US Census Bureau QuickFacts and Census Reporter profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.
Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.
Tennessee Code Annotated, Title 66, Chapter 27.
applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.
Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.
Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.
applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.
Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.
Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).
Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.