The story of this market
The typical home in Bedford County, Tennessee sells for about $379,990, or $223 per square foot.
Prices are up +18.8% from a year ago, so sellers still have some momentum. Homes take about 114 days to sell, which is slow. Over the long run, values in this county have grown 285% since 2000. Last year 8 of 10 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,112 a month.
HUD sets the fair market rent for a 2-bedroom at $1,112 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+4.1%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+23%). Worst: 2012 (-4.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,540
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.1%
2025 change
FHFA repeat-sales index, median of 10 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
76
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $25,426,799.
Mortgage activity
Home lending in this county
79.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2299 | 1174 | 79.2% | 3.4% | $195,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Bedford County, Tennessee
Bedford County is currently experiencing a balanced market with significant year-over-year price appreciation. High demand relative to inventory is driving median prices upward, though market speed remains moderate.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report
Median prices moved up 32.4% year over year.
Homes spend a median of 52 days on market with 6.0 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
- Lucky Ladd Farms - Farm Park & Zoo4.521.6 mi
- GO USA Fun Park4.526.3 mi
- Sky Zone Murfreesboro4.227.2 mi
- Urban Air Trampoline and Adventure Park4.326.2 mi
- Music City Kartplex58.8 mi
- Arrington Vineyards4.528.8 mi
- Lucky Ladd Farms - Farm Park & Zoo4.521.6 mi
- Henry Horton State Park4.615.6 mi
- GO USA Fun Park4.526.3 mi
- Nearest Green Distillery4.97.5 mi
- Jack Daniel's Distillery4.813.9 mi
- Nearest Green Distillery4.97.5 mi
- Short Springs Natural Area4.816.2 mi
- Music City Kartplex58.8 mi
- Miss Mary Bobo's Restaurant4.713.9 mi
- Old Stone Fort State Archaeological Park4.820.1 mi
- Discovery Center at Murfree Spring4.525.8 mi
- Stones River National Battlefield4.828.1 mi
- Vice Grip Garage Auto Museum & Gift Shop4.918.6 mi
- Oaklands Mansion4.727 mi
- Henry Horton State Park4.615.6 mi
- Rutledge Falls4.818.4 mi
- Short Springs Natural Area4.816.2 mi
- Shelbyville Recreation Center4.62.5 mi
- H. V. Griffin Park4.62.5 mi
- Bluegill Grill4.418.4 mi
- Twin Creeks Marina & Resort4.626.6 mi
- Tims Ford Marina & Resort4.520.9 mi
- Lakeview Marina4.721.5 mi
- Holiday Landing Marina4.518.4 mi
- The Golf Club at Champions Run418.8 mi
- Henry Horton Golf Course4.615.5 mi
- Nash Family Creamery4.814.5 mi
- Publix Super Market at Northgate Mall4.714.5 mi
- JCPenney4.214.7 mi
- The Seafood Place4.815.9 mi
- Johnson's Highway 55 Flea Market4.219.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Census QuickFacts V2025
applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.
Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.
Tennessee Code Annotated, Title 66, Chapter 27.
applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.
Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.
Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.
applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.
Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.
Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).
Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.