The story of this market
The typical home in Ogle County, Illinois sells for about $299,900, or $161 per square foot.
Prices are up +8.75% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. Over the long run, values in this county have grown 83% since 2000. Last year 10 of 13 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,080 a month.
HUD sets the fair market rent for a 2-bedroom at $1,080 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+7.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+11.7%). Worst: 2010 (-6.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,291
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+7.3%
2025 change
FHFA repeat-sales index, median of 13 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
79
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $36,146,374.
Mortgage activity
Home lending in this county
84.2%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1747 | 1054 | 82.5% | 9.1% | $145,000 |
| 2019 | 1931▲ | 1202▲ | 84.2%▲ | 9.6%▲ | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Ogle County, Illinois
The Ogle County housing market shows signs of steady growth with a median listing price of $299,900 and a relatively low inventory of 88 active listings. Demand remains consistent, as evidenced by a median of 37 days on market, though buyers are increasingly sensitive to price points. The market is currently characterized by a balance between limited supply and moderate buyer interest.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 40.1% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 15 cities · 16 ZIP reports
Median prices moved up 4.4% year over year.
Homes spend a median of 31 days on market with 0.2 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 27.62% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 9.2% — a stable, low-distress profile.
Deterministic aggregate of 14 researched ZIP reports of 16 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Ogle County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 20
researched Sep 24
researched Sep 20
researched Sep 24
researched Sep 21
researched Sep 24
| 60113 | Creston | $205,000 | $135 | +4.2% | 42 | 98.2% | 8% | 4.5 | 18 | $950 | researched Sep 24 |
| 61010 | Byron | $218,300 | $132 | — | 35 | — | — | — | 88 | $951 | researched Sep 24 |
| 61015 | Chana | $230,000 | $140 | +13.3% | 34 | 101% | 10% | 0.6 | 312 | $1,069 | researched Sep 24 |
| 61020 | Davis Junction | $185,000 | $140 | +6.3% | 34 | 98.5% | 10% | 2.7 | 312 | $1,250 | researched Sep 24 |
| 61021 | Dixon | $165,000 | $125 | +29.8% | 42 | 101% | 10% | 1.7 | 69 | $879 | researched Sep 20 |
| 61030 | Forreston | $179,402 | $118 | +12.1% | 10 | 99.6% | — | 1.1 | 492 | $731 | researched Sep 24 |
| 61039 | German Valley | $181,430 | $118 | +6.7% | 11 | 101.3% | 10% | 0.6 | 423 | $954 | researched Sep 20 |
| 61042 | Harmon | $179,402 | $118 | +12.1% | 10 | 100% | 38.5% | 0.6 | 247 | $796 | researched Sep 24 |
| 61047 | Leaf River | $231,000 | $140 | +13.3% | 34 | 101% | 10% | 0.9 | 312 | $764 | researched Sep 21 |
| 61052 | Monroe Center | $179,402 | $118 | +12.1% | 10 | 99.6% | — | 1.2 | 269,900 | $1,074 | researched Sep 24 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Ogle County generally reports lower crime rates compared to the more urbanized Rockford metropolitan area, with property crime being the primary concern in smaller municipalities.
The county is served by several local school districts, with performance varying by district; many rural schools are noted for smaller class sizes and community-focused environments.
The county faces moderate risks from severe thunderstorms and occasional flooding along the Rock River, with standard insurance coverage typically available for these hazards.
Economic momentum is driven by manufacturing, agriculture, and logistics, with proximity to the Rockford industrial corridor providing ongoing employment opportunities.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
The economy is anchored by a mix of manufacturing, agricultural production, and regional logistics, benefiting from its location within the broader Rockford economic sphere.
The county is served by major transportation arteries including I-39 and I-88, facilitating regional connectivity to Rockford and the Chicago metropolitan area.
The Ogle County Supervisor of Assessments oversees the valuation process, ensuring property assessments align with state-mandated equalization factors.
The county includes various special districts, including fire protection, library, and community college districts that provide essential services across municipal boundaries.
Property insurance markets remain stable, though premiums are sensitive to regional weather patterns and the prevalence of severe storm events.
- Hurricane Harbor Rockford425.2 mi
- Volcano Falls Adventure Park4.429 mi
- Flow Supreme Air Sports4.824.5 mi
- Urban Air Trampoline and Adventure Park3.825.8 mi
- Chuck E. Cheese4.223.6 mi
- Anderson Japanese Gardens4.724.3 mi
- NIU Convocation Center4.427.9 mi
- BMO Center4.522.2 mi
- Prairie Street Brewing Co.4.522.6 mi
- Coronado Theatre4.822.5 mi
- White Pines Forest State Park4.77.5 mi
- Castle Rock State Park4.62.5 mi
- Lowden State Park4.72.6 mi
- Midway Drive-In4.718.5 mi
- Nachusa Grasslands, The Nature Conservancy4.77.9 mi
- Discovery Center Museum4.822.7 mi
- Burpee Museum of Natural History4.722.8 mi
- Midway Village Museum4.726.2 mi
- Ronald Reagan Boyhood Home4.613.8 mi
- Frank Lloyd Wright's Laurent House4.825.9 mi
- White Pines Forest State Park4.77.5 mi
- Castle Rock State Park4.62.5 mi
- Lowden State Park4.72.6 mi
- O'Connell's RV Campground3.919.1 mi
- Nachusa Grasslands - Visitor Center4.87.9 mi
- Prairie Street Brewing Co.4.522.6 mi
- PrairieView Golf Club4.78.6 mi
- Silver Ridge Golf Course4.54.4 mi
- Lost Nation Golf Course4.46.3 mi
- Timber Creek Golf4.312.2 mi
- Emerald Hill Golf Course4.319.6 mi
- County Market4.112.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Features the iconic Black Hawk Statue and scenic views of the Rock River, serving as a major regional outdoor destination.
Known for its unique native white pine trees and rugged trails, offering camping and hiking opportunities.
Provides extensive hiking trails and river access, highlighting the natural beauty of the Rock River valley.
Data retrieved from data.census.gov; figures reflect county-wide averages.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.