The story of this market
The typical home in Cedar County, Iowa sells for about $226,000, or $148 per square foot.
Prices are up +4.9% from a year ago, so sellers still have some momentum. Homes take about 44 days to sell. Over the long run, values in this county have grown 130% since 2000. Last year 5 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $969 a month.
HUD sets the fair market rent for a 2-bedroom at $969 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2023 (+12.1%). Worst: 2024 (-3.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,269
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+6%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
73
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $12,491,939.
Mortgage activity
Home lending in this county
89.7%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 977 | 617 | 88.7% | 3.1% | $145,000 |
| 2019 | 1061▲ | 658▲ | 89.7%▲ | 5.6%▲ | $185,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cedar County, Iowa
Cedar County's housing market remains stable, supported by its strategic location between three major Iowa metropolitan areas. While inventory remains tight, demand is sustained by buyers seeking rural living with access to regional employment hubs. The market is currently characterized by moderate price growth and steady activity.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 8 cities · 10 ZIP reports
Median prices moved down 0.0% year over year.
Homes spend a median of 58 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.67% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.8% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 7 researched ZIP reports of 10 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
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| 52358 | West Branch | $358,900 | $152 | — | 87 | — | — | — | 60 | $1,092 | researched Sep 27 |
| 52720 | Atalissa | $225,000 | $135 | +2.4% | 62 | 98.2% | 12% | 4.5 | 18 | $775 | researched Sep 27 |
| 52721 | Bennett | $200,600 | $115 | +3.2% | 98 | 97% | 15% | 6 | 12 | $895 | researched Sep 27 |
| 52732 | Clinton | $135,761 | $116 | +2.4% | 45 | 97.5% | 12% | 4.2 | 369 | $793 | researched Sep 27 |
| 52748 | Durant | $226,250 | $141 | +10.4% | 43 | 100.3% | — | 1 | 333 | $935 | researched Sep 27 |
| 52755 | Lowden | $423,000 | $185 | -3.7% | 68 | 98.2% | 12% | 3.5 | 49 | $980 | researched Sep 27 |
| 52760 | Clarence | $276,500 | $142 | -1% | 38 | 98.5% | 18% | 3.2 | 112 | $1,150 | researched Sep 27 |
| 52761 | Mechanicsville | $204,700 | $118 | -2.4% | 47 | 97.5% | — | — | 113 | $973 | researched Sep 27 |
| 52771 | Stanwood | — | — | — | — | — | — | — | — | — | researched Sep 27 |
| 52772 | Tipton | $222,500 | $146 | — | 40 | — | — | — | 24 | $833 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by several local school districts, with educational quality generally characterized as consistent with rural Iowa standards.
The county faces standard Midwestern risks including severe thunderstorms, wind events, and localized flooding along the Cedar River corridor.
Economic momentum is driven by its position between the Cedar Rapids, Quad Cities, and Iowa City metropolitan areas, with a mix of agricultural and regional service-sector employment.
Property taxes are administered by the county treasurer based on assessments from the county assessor, with rates determined by local levies including school districts and municipal entities.
The county features outdoor recreation along the Cedar River and local parks, with proximity to larger urban amenities in the surrounding tri-metro region.
The rental market is primarily composed of single-family homes and small-scale multi-family units, with limited vacancy pressure typical of rural-adjacent counties.
The economy is anchored by agriculture and regional services, benefiting from its strategic location between three major Iowa metropolitan areas.
The county is served by regional highway corridors connecting it to the Cedar Rapids, Iowa City, and Quad Cities metropolitan areas.
The county assessor manages property valuations for tax purposes, with assessments subject to state-level oversight and equalization.
Parcels are subject to various local levies including school districts, county government, and municipal services.
Property insurance premiums are influenced by regional exposure to severe weather events common in Eastern Iowa.
- The Fun Station Cedar Rapids4.527.3 mi
- The Iowa Children's Museum4.825.9 mi
- Spare Time Cedar Rapids4.128.2 mi
- DEFY Iowa City4.424.1 mi
- Cryptiq Escapes4.923.4 mi
- Kinnick Stadium4.824.6 mi
- Big Grove Brewery & Taproom4.624.3 mi
- Carver-Hawkeye Arena4.724.6 mi
- Xtream Arena4.324.4 mi
- Cedar Ridge Distillery4.727.9 mi
- Palisades-Kepler State Park4.719.6 mi
- Herbert Hoover Presidential Library and Museum4.715.8 mi
- Wapsipinicon State Park4.619.9 mi
- Central Park4.719.1 mi
- Sutliff Bridge4.613.2 mi
- Iowa 80 Trucking Museum4.923.5 mi
- The Iowa Children's Museum4.825.9 mi
- Herbert Hoover National Historic Site4.715.7 mi
- Stanley Museum of Art4.624.1 mi
- Old Capitol Museum4.723.9 mi
- Palisades-Kepler State Park4.719.6 mi
- Wapsipinicon State Park4.619.9 mi
- Central Park4.719.1 mi
- Tipton City Park4.44.3 mi
- Lisbon City Park4.714.1 mi
- Wilson's Orchard & Farm (Iowa City)4.518.5 mi
- Cedar River Campground3.513 mi
- Theisen's Home Farm Auto of Anamosa4.319.9 mi
- Theisen's Home Farm Auto of Tipton4.44.6 mi
- Eastern Iowa Airport4.229.7 mi
- Eastern Iowa Airport4.629.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
The primary natural feature of the county, providing recreational opportunities and historical significance.
Data retrieved from U.S. Census Bureau QuickFacts and Iowa state profiles.
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $6,780/yr on a $226,000 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.