The story of this market
The typical home in Talbot County, Georgia sells for about $398,300, or $131 per square foot.
Prices are roughly flat from a year ago (-0.2%), a market in balance. Homes take about 132 days to sell, which is slow. The biggest natural hazard here is lightning, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,002 a month.
HUD sets the fair market rent for a 2-bedroom at $1,002 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,387
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
20
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $1,379,429.
Mortgage activity
Home lending in this county
58.7%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 180 | 67 | 60.5% | 0% | $145,000 |
| 2019 | 227▲ | 83▲ | 58.7% | 5%▲ | $175,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Talbot County, Georgia
The Talbot County housing market remains quiet with limited inventory and low transaction volume. Market conditions are driven by its rural nature and stable, long-term residency patterns.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 110.1% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved down 32.5% year over year.
Homes spend a median of 57 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 18.0% — a stable, low-distress profile.
Deterministic aggregate of 1 researched ZIP reports of 6 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 20
| 31806 | Ellaville | $279,000 | $138 | +39.5% | 50 | — | — | — | 48 | $822 | researched Sep 16 |
| 31827 | Talbotton | $323,983 | $174 | -32.5% | 57 | — | — | — | 465 | $826 | researched Sep 16 |
| 31831 | Waverly Hall | $375,000 | $195 | +2.3% | 55 | 97.5% | 12% | 4.2 | 17 | $1,045 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
The economy is primarily rural with a focus on agriculture and local government services.
The county is served by state routes connecting to regional hubs, with limited public transit infrastructure.
The Talbot County Tax Assessor is responsible for the valuation of all real and personal property within the county for tax purposes.
The county is served by the Talbot County School District and various local utility providers.
- Urban Air Trampoline and Adventure Park4.128.1 mi
- Hollywood Connection Family Fun Center3.928 mi
- Sky Zone Trampoline Park4.427 mi
- Launch Family Entertainment Columbus4.726.2 mi
- Chuck E. Cheese3.928.5 mi
- Stars and Strikes4.426.2 mi
- Columbus Botanical Garden4.526.3 mi
- Bowlero Columbus4.228.1 mi
- Silver Dollar Motorsports Park4.625.2 mi
- Wild Daisy Farm4.821.6 mi
- Little White House Historic Site4.816.4 mi
- Sprewell Bluff Park4.813.2 mi
- FDR overlook & favorite picnic spot4.916.6 mi
- Pine mountain trail association4.819.9 mi
- Historic Auchumpkee Creek Covered Bridge4.817.6 mi
- Little White House Historic Site4.816.4 mi
- Columbus Botanical Garden4.526.3 mi
- Red Oak Creek Covered Bridge4.824.2 mi
- FDR overlook & favorite picnic spot4.916.6 mi
- Bluebelle Local Mercantile4.728 mi
- Sprewell Bluff Park4.813.2 mi
- FD Roosevelt State Park Visitor's Center & Registration4.719.9 mi
- Ellerslie Park4.816.9 mi
- WJSP-TV Tower/Mile 23 Trailhead4.815.3 mi
- Pine mountain trail association4.819.9 mi
- Lake Oliver Marina4.529.7 mi
- Ingles Market4.318.7 mi
- Dollar General417.9 mi
- Belk4.219.5 mi
- Columbus Airport3.926.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Data retrieved from data.census.gov for Talbot County, GA.
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.